If you are searching for the IFSC code of IDBI Bank, RAJIM branch in RAJIM, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is IBKL0001704. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAJIM branch, and detailed step-by-step guides for using the IFSC IBKL0001704 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001704 is the IFSC of IDBI Bank's RAJIM branch. The format is fixed: IBKL = bank code, 0 = reserved, 001704 = branch identifier.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Rajim |
| IFSC Code | IBKL0001704 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DEVBHOG ROAD SHYAMACHARAN SHUKLA CHOWK |
| City | Rajim |
| District | Raipur |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 7585885884 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Rajim branch in Rajim. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001704.
About this branch
The branch is located at DEVBHOG ROAD SHYAMACHARAN SHUKLA CHOWK. It serves the Rajim region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001704 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's RAJIM branch came to be assigned the code IBKL0001704.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001704, money simply cannot be routed to the RAJIM branch electronically.
How to transfer money using IFSC IBKL0001704
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001704 across all three.
How to use IFSC IBKL0001704 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's RAJIM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001704.
- Confirm the bank name auto-populates as IDBI Bank and the branch as RAJIM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001704
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – RAJIM, ensure your bank's portal accepts IFSC IBKL0001704 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – RAJIM, use IMPS. With IFSC IBKL0001704 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001704 for IDBI Bank – RAJIM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001704 | Yes – IBKL0001704 | Yes – IBKL0001704 |
For most retail customers crediting the Rajim branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001704
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – RAJIM is still mapped to IFSC IBKL0001704. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001704 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Rajim branch is mapped to IFSC IBKL0001704 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001704.
Banking services available
The Rajim branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7585885884.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001704
MICR & cheque-truncation details
Cheques drawn on the Rajim branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001704 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Rajim branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001704 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IBKL0001704
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – RAJIM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001704. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Rajim branch sits at DEVBHOG ROAD SHYAMACHARAN SHUKLA CHOWK. If you are travelling from outside Rajim, search for the branch on a maps application using the bank name and locality, or call 91-7585885884 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001704 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001704 for IDBI Bank – RAJIM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Rajim are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001704 continue to work without interruption.
Branch address & contact
IDBI BankRajim Branch
DEVBHOG ROAD SHYAMACHARAN SHUKLA CHOWK
Rajim, Chhattisgarh
Phone: 91-7585885884
IFSC: IBKL0001704
Frequently asked questions
Is IFSC IBKL0001704 the same for all accounts at Rajim branch?
Yes. The IFSC IBKL0001704 is shared by every account held at IDBI Bank's Rajim branch. Only the account number changes from customer to customer.
Does IDBI Bank Rajim branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7585885884 to confirm.
How do I add IDBI Bank Rajim as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001704, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is IDBI Bank Rajim branch located?
IDBI Bank's Rajim branch is located at DEVBHOG ROAD SHYAMACHARAN SHUKLA CHOWK, Rajim, Chhattisgarh.
Is IFSC IBKL0001704 valid for NEFT and RTGS?
Yes. IFSC IBKL0001704 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank Rajim branch?
You can reach the branch at 91-7585885884 during regular banking hours.
What is the IFSC code of IDBI Bank Rajim branch?
The IFSC code of IDBI Bank, Rajim branch is IBKL0001704. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0001704 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Rajim reflect within 30 minutes.
Final notes
To recap: IBKL0001704 is the IFSC code of IDBI Bank, RAJIM branch, in RAJIM, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
