This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, SAMTA COLONY branch in RAIPUR. The 11-digit IFSC IBKL0000556 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the SAMTA COLONY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0000556 is the IFSC of IDBI Bank's SAMTA COLONY branch. The format is fixed: IBKL = bank code, 0 = reserved, 000556 = branch identifier.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Samta Colony branch in Raipur, Chhattisgarh is part of this network and uses the IFSC code IBKL0000556 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Samta Colony |
| IFSC Code | IBKL0000556 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 104-R B TOWERS,SAMTA COLONY,RAIPUR (C G) |
| City | Raipur |
| District | Raipur |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 7004985546 |
About this branch
The branch is located at 104-R B TOWERS,SAMTA COLONY,RAIPUR (C G). It serves the Raipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0000556 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SAMTA COLONY branch came to be assigned the code IBKL0000556.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000556, money simply cannot be routed to the SAMTA COLONY branch electronically.
Account types you can open at the Samta Colony branch
Once you have an account at IDBI Bank – SAMTA COLONY, the IFSC IBKL0000556 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Samta Colony branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000556
How to transfer money using IFSC IBKL0000556
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000556 across all three.
NEFT to IDBI Bank, SAMTA COLONY using IFSC IBKL0000556
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000556, and confirm that the system picks up IDBI Bank – SAMTA COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000556
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SAMTA COLONY, ensure your bank's portal accepts IFSC IBKL0000556 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank SAMTA COLONY (IFSC IBKL0000556)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000556 in your mobile or internet banking app, and the money is credited to the SAMTA COLONY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000556 for IDBI Bank – SAMTA COLONY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000556 | Yes – IBKL0000556 | Yes – IBKL0000556 |
For most retail customers crediting the Samta Colony branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0000556
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SAMTA COLONY is still mapped to IFSC IBKL0000556. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000556 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0000556
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SAMTA COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000556 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000556 and the account number together uniquely identify the Samta Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IBKL0000556
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SAMTA COLONY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000556. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Samta Colony branch
The branch is located at 104-R B TOWERS,SAMTA COLONY,RAIPUR (C G), which puts it inside Raipur, the broader Raipur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Samta Colony branch” — the verified location pin for IFSC IBKL0000556 should appear at the top of the results.
- Confirm the branch is open by calling 91-7004985546 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000556 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000556 for IDBI Bank – SAMTA COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Samta Colony branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000556, however, work 24x7.
Branch address & contact
IDBI BankSamta Colony Branch
104-R B TOWERS,SAMTA COLONY,RAIPUR (C G)
Raipur, Chhattisgarh
Phone: 91-7004985546
IFSC: IBKL0000556
Frequently asked questions
Does IDBI Bank Samta Colony branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7004985546 to confirm.
What is the IFSC code of IDBI Bank Samta Colony branch?
The IFSC code of IDBI Bank, Samta Colony branch is IBKL0000556. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using IBKL0000556 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Samta Colony reflect within 30 minutes.
Where is IDBI Bank Samta Colony branch located?
IDBI Bank's Samta Colony branch is located at 104-R B TOWERS,SAMTA COLONY,RAIPUR (C G), Raipur, Chhattisgarh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Samta Colony branch but serve different purposes.
How do I add IDBI Bank Samta Colony as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000556, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of IDBI Bank Samta Colony branch?
You can reach the branch at 91-7004985546 during regular banking hours.
Summary
The IFSC code IBKL0000556 belongs to IDBI Bank's SAMTA COLONY branch, located at 104-R B TOWERS,SAMTA COLONY,RAIPUR (C G) in RAIPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
