This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, DUMARTARAI branch in RAIPUR. The 11-digit IFSC IBKL0002325 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the DUMARTARAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's DUMARTARAI branch, the IFSC IBKL0002325 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 002325 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Dumartarai |
| IFSC Code | IBKL0002325 |
| MICR Code | Refer to cheque leaf |
| Branch Address | L K CORPORATE& LOGISTICS,SHOP NO-12,VILL.DUMERTARAI,WARD NO-51,RAIPUR-492015 |
| City | Raipur |
| District | Raipur |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 7506641501 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Dumartarai branch in Raipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002325.
About this branch
The branch is located at L K CORPORATE& LOGISTICS,SHOP NO-12,VILL.DUMERTARAI,WARD NO-51,RAIPUR-492015. It serves the Raipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0002325 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DUMARTARAI of IDBI Bank — its own 11-character IFSC. The code IBKL0002325 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0002325 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0002325
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002325 across all three.
NEFT to IDBI Bank, DUMARTARAI using IFSC IBKL0002325
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002325, and confirm that the system picks up IDBI Bank – DUMARTARAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0002325
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – DUMARTARAI, ensure your bank's portal accepts IFSC IBKL0002325 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – DUMARTARAI, use IMPS. With IFSC IBKL0002325 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002325 for IDBI Bank – DUMARTARAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002325 | Yes – IBKL0002325 | Yes – IBKL0002325 |
For most retail customers crediting the Dumartarai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's DUMARTARAI branch, the IFSC IBKL0002325 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Dumartarai branch
Once you have an account at IDBI Bank – DUMARTARAI, the IFSC IBKL0002325 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Dumartarai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7506641501.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002325
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002325 and the account number together uniquely identify the Dumartarai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Dumartarai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002325 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – DUMARTARAI:
- The IFSC is exactly IBKL0002325 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and DUMARTARAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Dumartarai branch sits at L K CORPORATE& LOGISTICS,SHOP NO-12,VILL.DUMERTARAI,WARD NO-51,RAIPUR-492015. If you are travelling from outside Raipur, search for the branch on a maps application using the bank name and locality, or call 91-7506641501 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002325 and your account number.
Verifying IFSC IBKL0002325 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002325 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7506641501.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dumartarai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002325, however, work 24x7.
Branch address & contact
IDBI BankDumartarai Branch
L K CORPORATE& LOGISTICS,SHOP NO-12,VILL.DUMERTARAI,WARD NO-51,RAIPUR-492015
Raipur, Chhattisgarh
Phone: 91-7506641501
IFSC: IBKL0002325
Frequently asked questions
Does IDBI Bank Dumartarai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7506641501 to confirm.
How quickly will an NEFT transfer using IBKL0002325 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Dumartarai reflect within 30 minutes.
How do I add IDBI Bank Dumartarai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002325, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDBI Bank Dumartarai branch?
The IFSC code of IDBI Bank, Dumartarai branch is IBKL0002325. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IBKL0002325 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0002325 to send funds instantly.
Is IFSC IBKL0002325 the same for all accounts at Dumartarai branch?
Yes. The IFSC IBKL0002325 is shared by every account held at IDBI Bank's Dumartarai branch. Only the account number changes from customer to customer.
Is IFSC IBKL0002325 valid for NEFT and RTGS?
Yes. IFSC IBKL0002325 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IBKL0002325 belongs to IDBI Bank's DUMARTARAI branch, located at L K CORPORATE& LOGISTICS,SHOP NO-12,VILL.DUMERTARAI,WARD NO-51,RAIPUR-492015 in RAIPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
