If you are searching for the IFSC code of IDBI Bank, ACHOLI branch in RAIPUR, CHHATTISGARH, this page has every detail you need. The verified IFSC code for this branch is IBKL0001217. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ACHOLI branch, and detailed step-by-step guides for using the IFSC IBKL0001217 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – ACHOLI is IBKL0001217. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001217 map to this branch in RAIPUR, CHHATTISGARH.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Acholi |
| IFSC Code | IBKL0001217 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD,GRAM/ POST - ACHOLI , RAIPUR ,PIN 493221, CHHATTISGARH |
| City | Raipur |
| District | Raipur |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 9916732157 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Acholi branch in Raipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001217.
About this branch
The branch is located at IDBI BANK LTD,GRAM/ POST - ACHOLI , RAIPUR ,PIN 493221, CHHATTISGARH. It serves the Raipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001217 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's ACHOLI branch came to be assigned the code IBKL0001217.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001217, money simply cannot be routed to the ACHOLI branch electronically.
How to transfer money using IFSC IBKL0001217
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001217 across all three.
NEFT to IDBI Bank, ACHOLI using IFSC IBKL0001217
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001217, and confirm that the system picks up IDBI Bank – ACHOLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001217
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – ACHOLI, ensure your bank's portal accepts IFSC IBKL0001217 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank ACHOLI (IFSC IBKL0001217)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001217 in your mobile or internet banking app, and the money is credited to the ACHOLI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Acholi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001217:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ACHOLI is still linked to IFSC IBKL0001217.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's ACHOLI branch, the IFSC IBKL0001217 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Acholi branch
Once you have an account at IDBI Bank – ACHOLI, the IFSC IBKL0001217 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Acholi branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001217
MICR & cheque-truncation details
Cheques drawn on the Acholi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001217 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IBKL0001217
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the ACHOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001217 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001217
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – ACHOLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001217. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Acholi branch sits at IDBI BANK LTD,GRAM/ POST - ACHOLI , RAIPUR ,PIN 493221, CHHATTISGARH. If you are travelling from outside Raipur, search for the branch on a maps application using the bank name and locality, or call 91-9916732157 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001217 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001217 for IDBI Bank – ACHOLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Acholi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001217 continue to work without interruption.
Branch address & contact
IDBI BankAcholi Branch
IDBI BANK LTD,GRAM/ POST - ACHOLI , RAIPUR ,PIN 493221, CHHATTISGARH
Raipur, Chhattisgarh
Phone: 91-9916732157
IFSC: IBKL0001217
Frequently asked questions
Where is IDBI Bank Acholi branch located?
IDBI Bank's Acholi branch is located at IDBI BANK LTD,GRAM/ POST - ACHOLI , RAIPUR ,PIN 493221, CHHATTISGARH, Raipur, Chhattisgarh.
How quickly will an NEFT transfer using IBKL0001217 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Acholi reflect within 30 minutes.
How do I add IDBI Bank Acholi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001217, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001217 valid for NEFT and RTGS?
Yes. IFSC IBKL0001217 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of IDBI Bank Acholi branch?
The IFSC code of IDBI Bank, Acholi branch is IBKL0001217. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does IDBI Bank Acholi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9916732157 to confirm.
Is IFSC IBKL0001217 the same for all accounts at Acholi branch?
Yes. The IFSC IBKL0001217 is shared by every account held at IDBI Bank's Acholi branch. Only the account number changes from customer to customer.
What is the phone number of IDBI Bank Acholi branch?
You can reach the branch at 91-9916732157 during regular banking hours.
Summary
The IFSC code IBKL0001217 belongs to IDBI Bank's ACHOLI branch, located at IDBI BANK LTD,GRAM/ POST - ACHOLI , RAIPUR ,PIN 493221, CHHATTISGARH in RAIPUR, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
