IFSC Code of IDBI Bank, The Prathamik Shikshak Sahakari Bank Ltd Radhanagari Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI branch in RADHANAGARI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0464P08. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI branch, and detailed step-by-step guides for using the IFSC IBKL0464P08 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI branch, the IFSC IBKL0464P08 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 464P08 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch in Radhanagari, Maharashtra is part of this network and uses the IFSC code IBKL0464P08 for all electronic settlement.

Branch details at a glance

About the The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch

The The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch of IDBI Bank is situated at RADHANAGARI TALUKA DIST KOLHAPUR 416109. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0464P08 is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI of IDBI Bank — its own 11-character IFSC. The code IBKL0464P08 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0464P08 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch

Once you have an account at IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI, the IFSC IBKL0464P08 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2321-234014.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0464P08

How to transfer money using IFSC IBKL0464P08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0464P08 across all three.

NEFT to IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI using IFSC IBKL0464P08

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0464P08, and confirm that the system picks up IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0464P08 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI, use IMPS. With IFSC IBKL0464P08 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0464P08 for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI branch, the IFSC IBKL0464P08 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0464P08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0464P08 and the account number together uniquely identify the The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI:

• The IFSC is exactly IBKL0464P08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch sits at RADHANAGARI TALUKA DIST KOLHAPUR 416109. If you are travelling from outside Radhanagari, search for the branch on a maps application using the bank name and locality, or call 2321-234014 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0464P08 and your account number.

Verifying IFSC IBKL0464P08 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0464P08 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2321-234014.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Prathamik Shikshak Sahakari Bank Ltd Radhanagari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0464P08, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0464P08 belongs to IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD RADHANAGARI branch, located at RADHANAGARI TALUKA DIST KOLHAPUR 416109 in RADHANAGARI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.