If you are searching for the IFSC code of IDBI Bank, POLLACHI branch in POLLACHI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is IBKL0000394. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the POLLACHI branch, and detailed step-by-step guides for using the IFSC IBKL0000394 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – POLLACHI is IBKL0000394. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000394 map to this branch in POLLACHI, TAMIL NADU.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pollachi branch in Pollachi, Tamil Nadu is part of this network and uses the IFSC code IBKL0000394 for all electronic settlement.
About this branch
The branch is located at DOOR NO.16, VENKATARAMAN ROUND ROAD, MAHALINGAPURAM, POLLACHI-642001. It serves the Pollachi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0000394 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Pollachi |
| IFSC Code | IBKL0000394 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO.16, VENKATARAMAN ROUND ROAD, MAHALINGAPURAM, POLLACHI-642001 |
| City | Pollachi |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 7200023327 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including POLLACHI of IDBI Bank — its own 11-character IFSC. The code IBKL0000394 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000394 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000394 and the account number together uniquely identify the Pollachi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0000394
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000394 across all three.
NEFT to IDBI Bank, POLLACHI using IFSC IBKL0000394
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000394, and confirm that the system picks up IDBI Bank – POLLACHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to POLLACHI
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's POLLACHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000394 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank POLLACHI (IFSC IBKL0000394)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000394 in your mobile or internet banking app, and the money is credited to the POLLACHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000394 for IDBI Bank – POLLACHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000394 | Yes – IBKL0000394 | Yes – IBKL0000394 |
For most retail customers crediting the Pollachi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's POLLACHI branch, the IFSC IBKL0000394 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pollachi branch is mapped to IFSC IBKL0000394 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000394.
Banking services available
The Pollachi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7200023327.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000394
Online banking and IFSC IBKL0000394
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the POLLACHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000394 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Pollachi branch sits at DOOR NO.16, VENKATARAMAN ROUND ROAD, MAHALINGAPURAM, POLLACHI-642001. If you are travelling from outside Pollachi, search for the branch on a maps application using the bank name and locality, or call 91-7200023327 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000394 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – POLLACHI:
- The IFSC is exactly IBKL0000394 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and POLLACHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pollachi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000394, however, work 24x7.
Verifying IFSC IBKL0000394 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000394 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7200023327.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankPollachi Branch
DOOR NO.16, VENKATARAMAN ROUND ROAD, MAHALINGAPURAM, POLLACHI-642001
Pollachi, Tamil Nadu
Phone: 91-7200023327
IFSC: IBKL0000394
Frequently asked questions
Is IFSC IBKL0000394 valid for NEFT and RTGS?
Yes. IFSC IBKL0000394 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank Pollachi branch?
You can reach the branch at 91-7200023327 during regular banking hours.
Where is IDBI Bank Pollachi branch located?
IDBI Bank's Pollachi branch is located at DOOR NO.16, VENKATARAMAN ROUND ROAD, MAHALINGAPURAM, POLLACHI-642001, Pollachi, Tamil Nadu.
What is the IFSC code of IDBI Bank Pollachi branch?
The IFSC code of IDBI Bank, Pollachi branch is IBKL0000394. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC IBKL0000394 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000394 to send funds instantly.
How do I add IDBI Bank Pollachi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000394, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IBKL0000394 belongs to IDBI Bank's POLLACHI branch, located at DOOR NO.16, VENKATARAMAN ROUND ROAD, MAHALINGAPURAM, POLLACHI-642001 in POLLACHI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
