IFSC Code of IDBI Bank, Pithoragarh Jila Sahkari Bank Branch, Uttarakhand

Below are the complete branch details for IDBI Bank, PITHORAGARH JILA SAHKARI BANK branch, located in PITHORAGARH, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0768PJS. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0768PJS for IDBI Bank – PITHORAGARH JILA SAHKARI BANK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's PITHORAGARH JILA SAHKARI BANK branch, the IFSC IBKL0768PJS breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 768PJS identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Pithoragarh Jila Sahkari Bank branch in Pithoragarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0768PJS.

Branch details at a glance

About the Pithoragarh Jila Sahkari Bank branch

The Pithoragarh Jila Sahkari Bank branch of IDBI Bank is situated at G N PANT ROAD, NEAR L I C , PITHORAGARH ,UTTRAKHAND PIN 262501. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0768PJS is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's PITHORAGARH JILA SAHKARI BANK branch came to be assigned the code IBKL0768PJS.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0768PJS, money simply cannot be routed to the PITHORAGARH JILA SAHKARI BANK branch electronically.

Products and account variants supported

Every account opened at the Pithoragarh Jila Sahkari Bank branch is mapped to IFSC IBKL0768PJS on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0768PJS.

Banking services available

The Pithoragarh Jila Sahkari Bank branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5964-225133.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0768PJS

How to transfer money using IFSC IBKL0768PJS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0768PJS across all three.

How to use IFSC IBKL0768PJS for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's PITHORAGARH JILA SAHKARI BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0768PJS.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as PITHORAGARH JILA SAHKARI BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0768PJS

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – PITHORAGARH JILA SAHKARI BANK, ensure your bank's portal accepts IFSC IBKL0768PJS while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – PITHORAGARH JILA SAHKARI BANK, use IMPS. With IFSC IBKL0768PJS and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0768PJS for IDBI Bank – PITHORAGARH JILA SAHKARI BANK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pithoragarh Jila Sahkari Bank branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's PITHORAGARH JILA SAHKARI BANK branch, the IFSC IBKL0768PJS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Pithoragarh Jila Sahkari Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0768PJS is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Pithoragarh Jila Sahkari Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0768PJS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – PITHORAGARH JILA SAHKARI BANK:

• The IFSC is exactly IBKL0768PJS with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and PITHORAGARH JILA SAHKARI BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Pithoragarh Jila Sahkari Bank branch

The branch is located at G N PANT ROAD, NEAR L I C , PITHORAGARH ,UTTRAKHAND PIN 262501, which puts it inside Pithoragarh, the broader Pithoragarh district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank Pithoragarh Jila Sahkari Bank branch” — the verified location pin for IFSC IBKL0768PJS should appear at the top of the results.
2. Confirm the branch is open by calling 5964-225133 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0768PJS and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0768PJS for IDBI Bank – PITHORAGARH JILA SAHKARI BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pithoragarh Jila Sahkari Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0768PJS, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0768PJS belongs to IDBI Bank's PITHORAGARH JILA SAHKARI BANK branch, located at G N PANT ROAD, NEAR L I C , PITHORAGARH ,UTTRAKHAND PIN 262501 in PITHORAGARH, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.