Use this page as a one-stop reference for everything related to IDBI Bank's PENDRA branch in PENDRA, CHHATTISGARH. The branch's IFSC code IBKL0001763 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – PENDRA is IBKL0001763. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001763 map to this branch in PENDRA, CHHATTISGARH.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Pendra |
| IFSC Code | IBKL0001763 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO.3,BESIDE GUPTA TYRES,NEAR NEW BUS STAND,PENDRA,TEHSIL PENDRA,DISTRICT BILASPUR PIN - 495119 |
| City | Pendra |
| District | Bilaspur |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 8141339503 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Pendra branch in Pendra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001763.
About this branch
The branch is located at WARD NO.3,BESIDE GUPTA TYRES,NEAR NEW BUS STAND,PENDRA,TEHSIL PENDRA,DISTRICT BILASPUR PIN - 495119. It serves the Pendra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001763 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's PENDRA branch came to be assigned the code IBKL0001763.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001763, money simply cannot be routed to the PENDRA branch electronically.
How to transfer money using IFSC IBKL0001763
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001763 across all three.
NEFT to IDBI Bank, PENDRA using IFSC IBKL0001763
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001763, and confirm that the system picks up IDBI Bank – PENDRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PENDRA
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's PENDRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001763 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – PENDRA, use IMPS. With IFSC IBKL0001763 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001763 for IDBI Bank – PENDRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001763 | Yes – IBKL0001763 | Yes – IBKL0001763 |
For most retail customers crediting the Pendra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's PENDRA branch, the IFSC IBKL0001763 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pendra branch is mapped to IFSC IBKL0001763 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001763.
Products and services
Customers walking into the Pendra branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001763
MICR & cheque-truncation details
Cheques drawn on the Pendra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001763 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC IBKL0001763
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the PENDRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001763 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001763
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – PENDRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001763. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pendra branch
The branch is located at WARD NO.3,BESIDE GUPTA TYRES,NEAR NEW BUS STAND,PENDRA,TEHSIL PENDRA,DISTRICT BILASPUR PIN - 495119, which puts it inside Pendra, the broader Bilaspur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Pendra branch” — the verified location pin for IFSC IBKL0001763 should appear at the top of the results.
- Confirm the branch is open by calling 91-8141339503 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001763 and your account number.
Verifying IFSC IBKL0001763 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001763 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8141339503.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pendra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001763 continue to work without interruption.
Branch address & contact
IDBI BankPendra Branch
WARD NO.3,BESIDE GUPTA TYRES,NEAR NEW BUS STAND,PENDRA,TEHSIL PENDRA,DISTRICT BILASPUR PIN - 495119
Pendra, Chhattisgarh
Phone: 91-8141339503
IFSC: IBKL0001763
Frequently asked questions
How quickly will an NEFT transfer using IBKL0001763 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Pendra reflect within 30 minutes.
Does IDBI Bank Pendra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8141339503 to confirm.
What is the phone number of IDBI Bank Pendra branch?
You can reach the branch at 91-8141339503 during regular banking hours.
What is the IFSC code of IDBI Bank Pendra branch?
The IFSC code of IDBI Bank, Pendra branch is IBKL0001763. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDBI Bank Pendra branch located?
IDBI Bank's Pendra branch is located at WARD NO.3,BESIDE GUPTA TYRES,NEAR NEW BUS STAND,PENDRA,TEHSIL PENDRA,DISTRICT BILASPUR PIN - 495119, Pendra, Chhattisgarh.
Is IFSC IBKL0001763 the same for all accounts at Pendra branch?
Yes. The IFSC IBKL0001763 is shared by every account held at IDBI Bank's Pendra branch. Only the account number changes from customer to customer.
Summary
The IFSC code IBKL0001763 belongs to IDBI Bank's PENDRA branch, located at WARD NO.3,BESIDE GUPTA TYRES,NEAR NEW BUS STAND,PENDRA,TEHSIL PENDRA,DISTRICT… in PENDRA, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
