Below are the complete branch details for IDBI Bank, ASHIANA NAGAR branch, located in PATNA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001125. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001125 for IDBI Bank – ASHIANA NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001125 is the IFSC of IDBI Bank's ASHIANA NAGAR branch. The format is fixed: IBKL = bank code, 0 = reserved, 001125 = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ashiana Nagar branch — IFSC IBKL0001125 — extends the bank's services to customers in and around Patna, Bihar.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Ashiana Nagar |
| IFSC Code | IBKL0001125 |
| MICR Code | Refer to cheque leaf |
| Branch Address | IDBI BANK LTD.M.S. SMRITI COMPLEX OPP. CENTRAL REVENUE COLONY ASHIANA NAGAR, PATNA-800025 |
| City | Patna |
| District | Patna |
| State | Bihar |
| STD Code | 91 |
| Phone | 7535000131 |
Ashiana Nagar branch overview
Located at IDBI BANK LTD.M.S. SMRITI COMPLEX OPP. CENTRAL REVENUE COLONY ASHIANA NAGAR, PATNA-800025, the Ashiana Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0001125 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's ASHIANA NAGAR branch came to be assigned the code IBKL0001125.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001125, money simply cannot be routed to the ASHIANA NAGAR branch electronically.
Account types you can open at the Ashiana Nagar branch
Once you have an account at IDBI Bank – ASHIANA NAGAR, the IFSC IBKL0001125 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ashiana Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7535000131.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001125
How to transfer money using IFSC IBKL0001125
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001125 across all three.
How to use IFSC IBKL0001125 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's ASHIANA NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001125.
- Confirm the bank name auto-populates as IDBI Bank and the branch as ASHIANA NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ASHIANA NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's ASHIANA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001125 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank ASHIANA NAGAR (IFSC IBKL0001125)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001125 in your mobile or internet banking app, and the money is credited to the ASHIANA NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001125 for IDBI Bank – ASHIANA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001125 | Yes – IBKL0001125 | Yes – IBKL0001125 |
For most retail customers crediting the Ashiana Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's ASHIANA NAGAR branch, the IFSC IBKL0001125 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0001125
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the ASHIANA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001125 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ashiana Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001125 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – ASHIANA NAGAR:
- The IFSC is exactly IBKL0001125 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and ASHIANA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ashiana Nagar branch
The branch is located at IDBI BANK LTD.M.S. SMRITI COMPLEX OPP. CENTRAL REVENUE COLONY ASHIANA NAGAR, PATNA-800025, which puts it inside Patna, the broader Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Ashiana Nagar branch” — the verified location pin for IFSC IBKL0001125 should appear at the top of the results.
- Confirm the branch is open by calling 91-7535000131 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001125 and your account number.
Verifying IFSC IBKL0001125 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001125 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7535000131.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ashiana Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001125, however, work 24x7.
Branch address & contact
IDBI BankAshiana Nagar Branch
IDBI BANK LTD.M.S. SMRITI COMPLEX OPP. CENTRAL REVENUE COLONY ASHIANA NAGAR, PATNA-800025
Patna, Bihar
Phone: 91-7535000131
IFSC: IBKL0001125
Frequently asked questions
What is the phone number of IDBI Bank Ashiana Nagar branch?
You can reach the branch at 91-7535000131 during regular banking hours.
How quickly will an NEFT transfer using IBKL0001125 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Ashiana Nagar reflect within 30 minutes.
What is the IFSC code of IDBI Bank Ashiana Nagar branch?
The IFSC code of IDBI Bank, Ashiana Nagar branch is IBKL0001125. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ashiana Nagar branch but serve different purposes.
Is IFSC IBKL0001125 valid for NEFT and RTGS?
Yes. IFSC IBKL0001125 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IBKL0001125 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001125 to send funds instantly.
How do I add IDBI Bank Ashiana Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001125, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001125 the same for all accounts at Ashiana Nagar branch?
Yes. The IFSC IBKL0001125 is shared by every account held at IDBI Bank's Ashiana Nagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code IBKL0001125 belongs to IDBI Bank's ASHIANA NAGAR branch, located at IDBI BANK LTD.M.S. SMRITI COMPLEX OPP. CENTRAL REVENUE COLONY ASHIANA NAGAR,… in PATNA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
