IFSC Code of IDBI Bank, The Prathamik Shikshak Sahakari Bank Ltd Warna Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA branch in PANHALA, MAHARASHTRA. The branch's IFSC code IBKL0464P09 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0464P09 is the IFSC of IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA branch. The format is fixed: IBKL = bank code, 0 = reserved, 464P09 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Prathamik Shikshak Sahakari Bank Ltd Warna branch in Panhala, Maharashtra is part of this network and uses the IFSC code IBKL0464P09 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at USU. It serves the Panhala region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0464P09 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA branch came to be assigned the code IBKL0464P09.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0464P09, money simply cannot be routed to the THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA branch electronically.

Products and account variants supported

Every account opened at the The Prathamik Shikshak Sahakari Bank Ltd Warna branch is mapped to IFSC IBKL0464P09 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0464P09.

Banking services available

The The Prathamik Shikshak Sahakari Bank Ltd Warna branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2328-223356.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0464P09

How to transfer money using IFSC IBKL0464P09

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0464P09 across all three.

NEFT to IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA using IFSC IBKL0464P09

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0464P09, and confirm that the system picks up IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0464P09 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA, use IMPS. With IFSC IBKL0464P09 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0464P09 for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Prathamik Shikshak Sahakari Bank Ltd Warna branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA branch, the IFSC IBKL0464P09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the The Prathamik Shikshak Sahakari Bank Ltd Warna branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0464P09 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Prathamik Shikshak Sahakari Bank Ltd Warna branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0464P09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA:

• The IFSC is exactly IBKL0464P09 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Prathamik Shikshak Sahakari Bank Ltd Warna branch

The branch is located at USU, which puts it inside Panhala, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Prathamik Shikshak Sahakari Bank Ltd Warna branch” — the verified location pin for IFSC IBKL0464P09 should appear at the top of the results.
2. Confirm the branch is open by calling 2328-223356 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0464P09 and your account number.

Verifying IFSC IBKL0464P09 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0464P09 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2328-223356.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Prathamik Shikshak Sahakari Bank Ltd Warna are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0464P09 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0464P09 is the IFSC code of IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD WARNA branch, in PANHALA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.