IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Morale Rajapur Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR branch in PALUS, MAHARASHTRA. The branch's IFSC code IBKL0SDC167 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR is IBKL0SDC167. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SDC167 map to this branch in PALUS, MAHARASHTRA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sangli Dcc Bank Ltd Sangli Morale Rajapur branch — IFSC IBKL0SDC167 — extends the bank's services to customers in and around Palus, Maharashtra.

Branch details at a glance

About the Sangli Dcc Bank Ltd Sangli Morale Rajapur branch

The Sangli Dcc Bank Ltd Sangli Morale Rajapur branch of IDBI Bank is situated at A P MORALE RAJAPUR TAL PALUS DIST SANGLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0SDC167 is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR of IDBI Bank — its own 11-character IFSC. The code IBKL0SDC167 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0SDC167 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sangli Dcc Bank Ltd Sangli Morale Rajapur branch

Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR, the IFSC IBKL0SDC167 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sangli Dcc Bank Ltd Sangli Morale Rajapur branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0SDC167

How to transfer money using IFSC IBKL0SDC167

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC167 across all three.

NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR using IFSC IBKL0SDC167

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC167, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0SDC167

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR, ensure your bank's portal accepts IFSC IBKL0SDC167 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR (IFSC IBKL0SDC167)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0SDC167 in your mobile or internet banking app, and the money is credited to the SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sangli Dcc Bank Ltd Sangli Morale Rajapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0SDC167:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR is still linked to IFSC IBKL0SDC167.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR branch, the IFSC IBKL0SDC167 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0SDC167

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC167 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0SDC167 and the account number together uniquely identify the Sangli Dcc Bank Ltd Sangli Morale Rajapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR:

• The IFSC is exactly IBKL0SDC167 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sangli Dcc Bank Ltd Sangli Morale Rajapur branch sits at A P MORALE RAJAPUR TAL PALUS DIST SANGLI. If you are travelling from outside Palus, search for the branch on a maps application using the bank name and locality, or call 2346-225817 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0SDC167 and your account number.

Verifying IFSC IBKL0SDC167 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SDC167 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2346-225817.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sangli Dcc Bank Ltd Sangli Morale Rajapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SDC167 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0SDC167 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI MORALE RAJAPUR branch, in PALUS, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.