Use this page as a one-stop reference for everything related to IDBI Bank's PALANPUR,GATHAMAN GATE branch in PALANPUR, GUJARAT. The branch's IFSC code IBKL0002294 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's PALANPUR,GATHAMAN GATE branch, the IFSC IBKL0002294 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 002294 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Palanpur,Gathaman Gate branch — IFSC IBKL0002294 — extends the bank's services to customers in and around Palanpur, Gujarat.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Palanpur,Gathaman Gate |
| IFSC Code | IBKL0002294 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,GOPAL TRADE CENTER,GATHAMN GATE,PALANPUR |
| City | Palanpur |
| District | Banaskanatha |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9879289959 |
Palanpur,Gathaman Gate branch overview
Located at GROUND FLOOR,GOPAL TRADE CENTER,GATHAMN GATE,PALANPUR, the Palanpur,Gathaman Gate branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0002294 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's PALANPUR,GATHAMAN GATE branch came to be assigned the code IBKL0002294.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002294, money simply cannot be routed to the PALANPUR,GATHAMAN GATE branch electronically.
Products and account variants supported
Every account opened at the Palanpur,Gathaman Gate branch is mapped to IFSC IBKL0002294 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002294.
Banking services available
The Palanpur,Gathaman Gate branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9879289959.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002294
How to transfer money using IFSC IBKL0002294
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002294 across all three.
How to use IFSC IBKL0002294 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's PALANPUR,GATHAMAN GATE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0002294.
- Confirm the bank name auto-populates as IDBI Bank and the branch as PALANPUR,GATHAMAN GATE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PALANPUR,GATHAMAN GATE
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's PALANPUR,GATHAMAN GATE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002294 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank PALANPUR,GATHAMAN GATE (IFSC IBKL0002294)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0002294 in your mobile or internet banking app, and the money is credited to the PALANPUR,GATHAMAN GATE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002294 for IDBI Bank – PALANPUR,GATHAMAN GATE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002294 | Yes – IBKL0002294 | Yes – IBKL0002294 |
For most retail customers crediting the Palanpur,Gathaman Gate branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0002294
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – PALANPUR,GATHAMAN GATE is still mapped to IFSC IBKL0002294. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002294 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0002294
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the PALANPUR,GATHAMAN GATE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0002294 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Palanpur,Gathaman Gate branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002294 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – PALANPUR,GATHAMAN GATE:
- The IFSC is exactly IBKL0002294 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and PALANPUR,GATHAMAN GATE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Palanpur,Gathaman Gate branch sits at GROUND FLOOR,GOPAL TRADE CENTER,GATHAMN GATE,PALANPUR. If you are travelling from outside Palanpur, search for the branch on a maps application using the bank name and locality, or call 91-9879289959 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002294 and your account number.
Verifying IFSC IBKL0002294 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002294 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9879289959.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Palanpur,Gathaman Gate are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002294 continue to work without interruption.
Branch address & contact
IDBI BankPalanpur,Gathaman Gate Branch
GROUND FLOOR,GOPAL TRADE CENTER,GATHAMN GATE,PALANPUR
Palanpur, Gujarat
Phone: 91-9879289959
IFSC: IBKL0002294
Frequently asked questions
Where is IDBI Bank Palanpur,Gathaman Gate branch located?
IDBI Bank's Palanpur,Gathaman Gate branch is located at GROUND FLOOR,GOPAL TRADE CENTER,GATHAMN GATE,PALANPUR, Palanpur, Gujarat.
What is the phone number of IDBI Bank Palanpur,Gathaman Gate branch?
You can reach the branch at 91-9879289959 during regular banking hours.
Is IFSC IBKL0002294 valid for NEFT and RTGS?
Yes. IFSC IBKL0002294 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IBKL0002294 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0002294 to send funds instantly.
Does IDBI Bank Palanpur,Gathaman Gate branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9879289959 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Palanpur,Gathaman Gate branch but serve different purposes.
Is IFSC IBKL0002294 the same for all accounts at Palanpur,Gathaman Gate branch?
Yes. The IFSC IBKL0002294 is shared by every account held at IDBI Bank's Palanpur,Gathaman Gate branch. Only the account number changes from customer to customer.
Summary
The IFSC code IBKL0002294 belongs to IDBI Bank's PALANPUR,GATHAMAN GATE branch, located at GROUND FLOOR,GOPAL TRADE CENTER,GATHAMN GATE,PALANPUR in PALANPUR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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