Below are the complete branch details for IDBI Bank, NISANG branch, located in NISANG, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0002097. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0002097 for IDBI Bank – NISANG — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – NISANG is IBKL0002097. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002097 map to this branch in NISANG, HARYANA.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nisang branch — IFSC IBKL0002097 — extends the bank's services to customers in and around Nisang, Haryana.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Nisang |
| IFSC Code | IBKL0002097 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KARNAL KAITHAL ROAD NEAR BUS STAND |
| City | Nisang |
| District | Karnal |
| State | Haryana |
| STD Code | 91 |
| Phone | 9050631310 |
About the Nisang branch
The Nisang branch of IDBI Bank is situated at KARNAL KAITHAL ROAD NEAR BUS STAND. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002097 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NISANG of IDBI Bank — its own 11-character IFSC. The code IBKL0002097 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0002097 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Nisang branch is mapped to IFSC IBKL0002097 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002097.
Products and services
Customers walking into the Nisang branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0002097
How to transfer money using IFSC IBKL0002097
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002097 across all three.
NEFT to IDBI Bank, NISANG using IFSC IBKL0002097
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002097, and confirm that the system picks up IDBI Bank – NISANG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NISANG
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's NISANG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002097 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – NISANG, use IMPS. With IFSC IBKL0002097 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002097 for IDBI Bank – NISANG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002097 | Yes – IBKL0002097 | Yes – IBKL0002097 |
For most retail customers crediting the Nisang branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0002097
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – NISANG is still mapped to IFSC IBKL0002097. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002097 and the beneficiary's account number to complete the transfer.
Online banking and IFSC IBKL0002097
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the NISANG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0002097 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002097 and the account number together uniquely identify the Nisang branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – NISANG:
- The IFSC is exactly IBKL0002097 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and NISANG as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nisang branch sits at KARNAL KAITHAL ROAD NEAR BUS STAND. If you are travelling from outside Nisang, search for the branch on a maps application using the bank name and locality, or call 91-9050631310 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0002097 and your account number.
Verifying IFSC IBKL0002097 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002097 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9050631310.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nisang branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0002097, however, work 24x7.
Branch address & contact
IDBI BankNisang Branch
KARNAL KAITHAL ROAD NEAR BUS STAND
Nisang, Haryana
Phone: 91-9050631310
IFSC: IBKL0002097
Frequently asked questions
How do I add IDBI Bank Nisang as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002097, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IBKL0002097 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0002097 to send funds instantly.
What is the phone number of IDBI Bank Nisang branch?
You can reach the branch at 91-9050631310 during regular banking hours.
How quickly will an NEFT transfer using IBKL0002097 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Nisang reflect within 30 minutes.
Where is IDBI Bank Nisang branch located?
IDBI Bank's Nisang branch is located at KARNAL KAITHAL ROAD NEAR BUS STAND, Nisang, Haryana.
Is IFSC IBKL0002097 valid for NEFT and RTGS?
Yes. IFSC IBKL0002097 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: IBKL0002097 is the IFSC code of IDBI Bank, NISANG branch, in NISANG, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
