Use this page as a one-stop reference for everything related to IDBI Bank's NAWADA branch in NAWADA, BIHAR. The branch's IFSC code IBKL0001250 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – NAWADA is IBKL0001250. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001250 map to this branch in NAWADA, BIHAR.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Nawada branch in Nawada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001250.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Nawada |
| IFSC Code | IBKL0001250 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NAWADA, BIHAR PRASAD BIGHA, MINI COLLECTORATE, NEAR HOTEL GALAXY, MAIN ROAD, NAWADA, PIN 805 110 |
| City | Nawada |
| District | Nawada |
| State | Bihar |
| STD Code | 91 |
| Phone | 7070079187 |
About the Nawada branch
The Nawada branch of IDBI Bank is situated at NAWADA, BIHAR PRASAD BIGHA, MINI COLLECTORATE, NEAR HOTEL GALAXY, MAIN ROAD, NAWADA, PIN 805 110. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001250 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's NAWADA branch came to be assigned the code IBKL0001250.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001250, money simply cannot be routed to the NAWADA branch electronically.
Products and account variants supported
Every account opened at the Nawada branch is mapped to IFSC IBKL0001250 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001250.
Banking services available
The Nawada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7070079187.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001250
How to transfer money using IFSC IBKL0001250
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001250 across all three.
NEFT to IDBI Bank, NAWADA using IFSC IBKL0001250
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001250, and confirm that the system picks up IDBI Bank – NAWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001250
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – NAWADA, ensure your bank's portal accepts IFSC IBKL0001250 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank NAWADA (IFSC IBKL0001250)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001250 in your mobile or internet banking app, and the money is credited to the NAWADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001250 for IDBI Bank – NAWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001250 | Yes – IBKL0001250 | Yes – IBKL0001250 |
For most retail customers crediting the Nawada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001250
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – NAWADA is still mapped to IFSC IBKL0001250. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001250 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Nawada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001250 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Nawada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001250 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC IBKL0001250
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – NAWADA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001250. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nawada branch
The branch is located at NAWADA, BIHAR PRASAD BIGHA, MINI COLLECTORATE, NEAR HOTEL GALAXY, MAIN ROAD, NAWADA, PIN 805 110, which puts it inside Nawada, the broader Nawada district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Nawada branch” — the verified location pin for IFSC IBKL0001250 should appear at the top of the results.
- Confirm the branch is open by calling 91-7070079187 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001250 and your account number.
Verifying IFSC IBKL0001250 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001250 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7070079187.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nawada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001250 continue to work without interruption.
Branch address & contact
IDBI BankNawada Branch
NAWADA, BIHAR PRASAD BIGHA, MINI COLLECTORATE, NEAR HOTEL GALAXY, MAIN ROAD, NAWADA, PIN 805 110
Nawada, Bihar
Phone: 91-7070079187
IFSC: IBKL0001250
Frequently asked questions
Is IFSC IBKL0001250 the same for all accounts at Nawada branch?
Yes. The IFSC IBKL0001250 is shared by every account held at IDBI Bank's Nawada branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0001250 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Nawada reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nawada branch but serve different purposes.
How do I add IDBI Bank Nawada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001250, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of IDBI Bank Nawada branch?
The IFSC code of IDBI Bank, Nawada branch is IBKL0001250. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of IDBI Bank Nawada branch?
You can reach the branch at 91-7070079187 during regular banking hours.
Summary
The IFSC code IBKL0001250 belongs to IDBI Bank's NAWADA branch, located at NAWADA, BIHAR PRASAD BIGHA, MINI COLLECTORATE, NEAR HOTEL GALAXY, MAIN ROAD,… in NAWADA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
