Use this page as a one-stop reference for everything related to IDBI Bank's NAVSARI branch in NAVSARI, GUJARAT. The branch's IFSC code IBKL0000068 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's NAVSARI branch, the IFSC IBKL0000068 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 000068 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Navsari branch — IFSC IBKL0000068 — extends the bank's services to customers in and around Navsari, Gujarat.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Navsari |
| IFSC Code | IBKL0000068 |
| MICR Code | Refer to cheque leaf |
| Branch Address | G-1, GR FLOOR, HARE KRISHNA COMPLEX,CHIMNABAI ROAD, NR VASANT TALKIES, NAVSARI |
| City | Navsari |
| District | Navsari |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9998484474 |
About the Navsari branch
The Navsari branch of IDBI Bank is situated at G-1, GR FLOOR, HARE KRISHNA COMPLEX,CHIMNABAI ROAD, NR VASANT TALKIES, NAVSARI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000068 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's NAVSARI branch came to be assigned the code IBKL0000068.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000068, money simply cannot be routed to the NAVSARI branch electronically.
Products and account variants supported
Every account opened at the Navsari branch is mapped to IFSC IBKL0000068 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000068.
Products and services
Customers walking into the Navsari branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000068
How to transfer money using IFSC IBKL0000068
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000068 across all three.
NEFT to IDBI Bank, NAVSARI using IFSC IBKL0000068
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000068, and confirm that the system picks up IDBI Bank – NAVSARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0000068
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – NAVSARI, ensure your bank's portal accepts IFSC IBKL0000068 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – NAVSARI, use IMPS. With IFSC IBKL0000068 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000068 for IDBI Bank – NAVSARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000068 | Yes – IBKL0000068 | Yes – IBKL0000068 |
For most retail customers crediting the Navsari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's NAVSARI branch, the IFSC IBKL0000068 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0000068
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the NAVSARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000068 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000068 and the account number together uniquely identify the Navsari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – NAVSARI:
- The IFSC is exactly IBKL0000068 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and NAVSARI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Navsari branch sits at G-1, GR FLOOR, HARE KRISHNA COMPLEX,CHIMNABAI ROAD, NR VASANT TALKIES, NAVSARI. If you are travelling from outside Navsari, search for the branch on a maps application using the bank name and locality, or call 91-9998484474 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000068 and your account number.
Verifying IFSC IBKL0000068 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000068 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9998484474.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Navsari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000068, however, work 24x7.
Branch address & contact
IDBI BankNavsari Branch
G-1, GR FLOOR, HARE KRISHNA COMPLEX,CHIMNABAI ROAD, NR VASANT TALKIES, NAVSARI
Navsari, Gujarat
Phone: 91-9998484474
IFSC: IBKL0000068
Frequently asked questions
Does IDBI Bank Navsari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9998484474 to confirm.
What is the phone number of IDBI Bank Navsari branch?
You can reach the branch at 91-9998484474 during regular banking hours.
Is IFSC IBKL0000068 the same for all accounts at Navsari branch?
Yes. The IFSC IBKL0000068 is shared by every account held at IDBI Bank's Navsari branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Navsari branch but serve different purposes.
How do I add IDBI Bank Navsari as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000068, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC IBKL0000068 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000068 to send funds instantly.
How quickly will an NEFT transfer using IBKL0000068 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Navsari reflect within 30 minutes.
Is IFSC IBKL0000068 valid for NEFT and RTGS?
Yes. IFSC IBKL0000068 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IBKL0000068 belongs to IDBI Bank's NAVSARI branch, located at G-1, GR FLOOR, HARE KRISHNA COMPLEX,CHIMNABAI ROAD, NR VASANT TALKIES, NAVSARI in NAVSARI, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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