Use this page as a one-stop reference for everything related to IDBI Bank's NASIK branch in NASIK, MAHARASHTRA. The branch's IFSC code IBKL0000103 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0000103 is the IFSC of IDBI Bank's NASIK branch. The format is fixed: IBKL = bank code, 0 = reserved, 000103 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Nasik branch in Nasik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000103.
Nasik branch overview
Located at A I AND2 PRATHAMESH APARTMENT, THATTENAGAR, GANGAPUR ROAD, NASIK, the Nasik branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0000103 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Nasik |
| IFSC Code | IBKL0000103 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A I AND2 PRATHAMESH APARTMENT, THATTENAGAR, GANGAPUR ROAD, NASIK |
| City | Nasik |
| District | Nashik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 988678401 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NASIK of IDBI Bank — its own 11-character IFSC. The code IBKL0000103 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000103 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0000103 and the account number together uniquely identify the Nasik branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC IBKL0000103
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000103 across all three.
NEFT to IDBI Bank, NASIK using IFSC IBKL0000103
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000103, and confirm that the system picks up IDBI Bank – NASIK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NASIK
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's NASIK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000103 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank NASIK (IFSC IBKL0000103)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000103 in your mobile or internet banking app, and the money is credited to the NASIK branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000103 for IDBI Bank – NASIK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000103 | Yes – IBKL0000103 | Yes – IBKL0000103 |
For most retail customers crediting the Nasik branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0000103
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – NASIK is still mapped to IFSC IBKL0000103. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000103 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nasik branch
Once you have an account at IDBI Bank – NASIK, the IFSC IBKL0000103 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nasik branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-988678401.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000103
Digital banking channels
Most day-to-day work that customers used to do at the Nasik branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000103 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Nasik branch
The branch is located at A I AND2 PRATHAMESH APARTMENT, THATTENAGAR, GANGAPUR ROAD, NASIK, which puts it inside Nasik, the broader Nashik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Nasik branch” — the verified location pin for IFSC IBKL0000103 should appear at the top of the results.
- Confirm the branch is open by calling 91-988678401 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0000103 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – NASIK:
- The IFSC is exactly IBKL0000103 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and NASIK as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Nasik are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000103 continue to work without interruption.
Verifying IFSC IBKL0000103 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000103 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-988678401.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankNasik Branch
A I AND2 PRATHAMESH APARTMENT, THATTENAGAR, GANGAPUR ROAD, NASIK
Nasik, Maharashtra
Phone: 91-988678401
IFSC: IBKL0000103
Frequently asked questions
Where is IDBI Bank Nasik branch located?
IDBI Bank's Nasik branch is located at A I AND2 PRATHAMESH APARTMENT, THATTENAGAR, GANGAPUR ROAD, NASIK, Nasik, Maharashtra.
How do I add IDBI Bank Nasik as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000103, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0000103 valid for NEFT and RTGS?
Yes. IFSC IBKL0000103 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Nasik branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-988678401 to confirm.
Is IFSC IBKL0000103 the same for all accounts at Nasik branch?
Yes. The IFSC IBKL0000103 is shared by every account held at IDBI Bank's Nasik branch. Only the account number changes from customer to customer.
What is the phone number of IDBI Bank Nasik branch?
You can reach the branch at 91-988678401 during regular banking hours.
How quickly will an NEFT transfer using IBKL0000103 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Nasik reflect within 30 minutes.
Can I use IFSC IBKL0000103 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000103 to send funds instantly.
Final notes
To recap: IBKL0000103 is the IFSC code of IDBI Bank, NASIK branch, in NASIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
