IFSC Code of IDBI Bank, The Nashik Jilha Mahila Sahakari Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, THE NASHIK JILHA MAHILA SAHAKARI BANK LTD branch in NASHIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0458NJM. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE NASHIK JILHA MAHILA SAHAKARI BANK LTD branch, and detailed step-by-step guides for using the IFSC IBKL0458NJM across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE NASHIK JILHA MAHILA SAHAKARI BANK LTD branch, the IFSC IBKL0458NJM breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 458NJM identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Nashik Jilha Mahila Sahakari Bank Ltd branch in Nashik, Maharashtra is part of this network and uses the IFSC code IBKL0458NJM for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at STADIUM COMPLEX,M G ROAD,OPP IDBI BANK LTD,M G ROAD,NASHIK. It serves the Nashik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0458NJM is used to identify this branch on the RBI payments network.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NASHIK JILHA MAHILA SAHAKARI BANK LTD of IDBI Bank — its own 11-character IFSC. The code IBKL0458NJM is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0458NJM the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Nashik Jilha Mahila Sahakari Bank Ltd branch is mapped to IFSC IBKL0458NJM on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0458NJM.

Products and services

Customers walking into the The Nashik Jilha Mahila Sahakari Bank Ltd branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0458NJM

How to transfer money using IFSC IBKL0458NJM

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0458NJM across all three.

How to use IFSC IBKL0458NJM for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE NASHIK JILHA MAHILA SAHAKARI BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0458NJM.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE NASHIK JILHA MAHILA SAHAKARI BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0458NJM

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE NASHIK JILHA MAHILA SAHAKARI BANK LTD, ensure your bank's portal accepts IFSC IBKL0458NJM while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE NASHIK JILHA MAHILA SAHAKARI BANK LTD, use IMPS. With IFSC IBKL0458NJM and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0458NJM for IDBI Bank – THE NASHIK JILHA MAHILA SAHAKARI BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Nashik Jilha Mahila Sahakari Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE NASHIK JILHA MAHILA SAHAKARI BANK LTD branch, the IFSC IBKL0458NJM is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC IBKL0458NJM

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NASHIK JILHA MAHILA SAHAKARI BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0458NJM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0458NJM and the account number together uniquely identify the The Nashik Jilha Mahila Sahakari Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE NASHIK JILHA MAHILA SAHAKARI BANK LTD:

• The IFSC is exactly IBKL0458NJM with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE NASHIK JILHA MAHILA SAHAKARI BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Nashik Jilha Mahila Sahakari Bank Ltd branch sits at STADIUM COMPLEX,M G ROAD,OPP IDBI BANK LTD,M G ROAD,NASHIK. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 253-2582144 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0458NJM and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0458NJM for IDBI Bank – THE NASHIK JILHA MAHILA SAHAKARI BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Nashik Jilha Mahila Sahakari Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0458NJM continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0458NJM belongs to IDBI Bank's THE NASHIK JILHA MAHILA SAHAKARI BANK LTD branch, located at STADIUM COMPLEX,M G ROAD,OPP IDBI BANK LTD,M G ROAD,NASHIK in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.