Use this page as a one-stop reference for everything related to IDBI Bank's OZAR branch in NASHIK, MAHARASHTRA. The branch's IFSC code IBKL0001913 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001913 is the IFSC of IDBI Bank's OZAR branch. The format is fixed: IBKL = bank code, 0 = reserved, 001913 = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ozar branch — IFSC IBKL0001913 — extends the bank's services to customers in and around Nashik, Maharashtra.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Ozar |
| IFSC Code | IBKL0001913 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 1 TO 4,PANDURANG SMRUTI,OPPOSITE OZAR MARKET YARDAND KHANDOBA MANDIR,NEAR SAIKHEDA PHATA,OZAR MIG ,NASHIK,PIN 422006 |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9922937649 |
About the Ozar branch
The Ozar branch of IDBI Bank is situated at SHOP NO 1 TO 4,PANDURANG SMRUTI,OPPOSITE OZAR MARKET YARDAND KHANDOBA MANDIR,NEAR SAIKHEDA PHATA,OZAR MIG ,NASHIK,PIN 422006. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001913 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's OZAR branch came to be assigned the code IBKL0001913.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001913, money simply cannot be routed to the OZAR branch electronically.
Products and account variants supported
Every account opened at the Ozar branch is mapped to IFSC IBKL0001913 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001913.
Products and services
Customers walking into the Ozar branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001913
How to transfer money using IFSC IBKL0001913
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001913 across all three.
NEFT to IDBI Bank, OZAR using IFSC IBKL0001913
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001913, and confirm that the system picks up IDBI Bank – OZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to OZAR
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's OZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001913 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – OZAR, use IMPS. With IFSC IBKL0001913 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ozar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0001913:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at OZAR is still linked to IFSC IBKL0001913.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's OZAR branch, the IFSC IBKL0001913 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ozar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001913 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ozar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001913 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – OZAR:
- The IFSC is exactly IBKL0001913 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and OZAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ozar branch sits at SHOP NO 1 TO 4,PANDURANG SMRUTI,OPPOSITE OZAR MARKET YARDAND KHANDOBA MANDIR,NEAR SAIKHEDA PHATA,OZAR MIG ,NASHIK,PIN 422006. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 91-9922937649 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001913 and your account number.
Verifying IFSC IBKL0001913 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001913 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9922937649.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ozar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001913 continue to work without interruption.
Branch address & contact
IDBI BankOzar Branch
SHOP NO 1 TO 4,PANDURANG SMRUTI,OPPOSITE OZAR MARKET YARDAND KHANDOBA MANDIR,NEAR SAIKHEDA PHATA,OZAR MIG ,NASHIK,PIN 422006
Nashik, Maharashtra
Phone: 91-9922937649
IFSC: IBKL0001913
Frequently asked questions
Where is IDBI Bank Ozar branch located?
IDBI Bank's Ozar branch is located at SHOP NO 1 TO 4,PANDURANG SMRUTI,OPPOSITE OZAR MARKET YARDAND KHANDOBA MANDIR,NEAR SAIKHEDA PHATA,OZAR MIG ,NASHIK,PIN 422006, Nashik, Maharashtra.
Is IFSC IBKL0001913 valid for NEFT and RTGS?
Yes. IFSC IBKL0001913 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ozar branch but serve different purposes.
Does IDBI Bank Ozar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9922937649 to confirm.
How quickly will an NEFT transfer using IBKL0001913 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Ozar reflect within 30 minutes.
What is the phone number of IDBI Bank Ozar branch?
You can reach the branch at 91-9922937649 during regular banking hours.
Final notes
To recap: IBKL0001913 is the IFSC code of IDBI Bank, OZAR branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
