Below are the complete branch details for IDBI Bank, LASALGAON branch, located in NASHIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001992. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001992 for IDBI Bank – LASALGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001992 is the IFSC of IDBI Bank's LASALGAON branch. The format is fixed: IBKL = bank code, 0 = reserved, 001992 = branch identifier.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lasalgaon branch in Nashik, Maharashtra is part of this network and uses the IFSC code IBKL0001992 for all electronic settlement.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Lasalgaon |
| IFSC Code | IBKL0001992 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GAT NO.348,GRND FLR,DHRUVI LIFESTYLE,NR ST DEPOT,STATION ROAD,LASALGAON,TAL NIPHAD,NASHIK 422306 |
| City | Nashik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8888815848 |
About this branch
The branch is located at GAT NO.348,GRND FLR,DHRUVI LIFESTYLE,NR ST DEPOT,STATION ROAD,LASALGAON,TAL NIPHAD,NASHIK 422306. It serves the Nashik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001992 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LASALGAON of IDBI Bank — its own 11-character IFSC. The code IBKL0001992 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001992 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Lasalgaon branch is mapped to IFSC IBKL0001992 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001992.
Banking services available
The Lasalgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8888815848.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001992
How to transfer money using IFSC IBKL0001992
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001992 across all three.
How to use IFSC IBKL0001992 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's LASALGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001992.
- Confirm the bank name auto-populates as IDBI Bank and the branch as LASALGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001992
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – LASALGAON, ensure your bank's portal accepts IFSC IBKL0001992 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank LASALGAON (IFSC IBKL0001992)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001992 in your mobile or internet banking app, and the money is credited to the LASALGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001992 for IDBI Bank – LASALGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001992 | Yes – IBKL0001992 | Yes – IBKL0001992 |
For most retail customers crediting the Lasalgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's LASALGAON branch, the IFSC IBKL0001992 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Lasalgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001992 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001992 and the account number together uniquely identify the Lasalgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC IBKL0001992
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – LASALGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001992. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Lasalgaon branch sits at GAT NO.348,GRND FLR,DHRUVI LIFESTYLE,NR ST DEPOT,STATION ROAD,LASALGAON,TAL NIPHAD,NASHIK 422306. If you are travelling from outside Nashik, search for the branch on a maps application using the bank name and locality, or call 91-8888815848 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001992 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001992 for IDBI Bank – LASALGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lasalgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001992, however, work 24x7.
Branch address & contact
IDBI BankLasalgaon Branch
GAT NO.348,GRND FLR,DHRUVI LIFESTYLE,NR ST DEPOT,STATION ROAD,LASALGAON,TAL NIPHAD,NASHIK 422306
Nashik, Maharashtra
Phone: 91-8888815848
IFSC: IBKL0001992
Frequently asked questions
Can I use IFSC IBKL0001992 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001992 to send funds instantly.
Is IFSC IBKL0001992 the same for all accounts at Lasalgaon branch?
Yes. The IFSC IBKL0001992 is shared by every account held at IDBI Bank's Lasalgaon branch. Only the account number changes from customer to customer.
Does IDBI Bank Lasalgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8888815848 to confirm.
What is the IFSC code of IDBI Bank Lasalgaon branch?
The IFSC code of IDBI Bank, Lasalgaon branch is IBKL0001992. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0001992 valid for NEFT and RTGS?
Yes. IFSC IBKL0001992 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lasalgaon branch but serve different purposes.
Where is IDBI Bank Lasalgaon branch located?
IDBI Bank's Lasalgaon branch is located at GAT NO.348,GRND FLR,DHRUVI LIFESTYLE,NR ST DEPOT,STATION ROAD,LASALGAON,TAL NIPHAD,NASHIK 422306, Nashik, Maharashtra.
How do I add IDBI Bank Lasalgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001992, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IBKL0001992 belongs to IDBI Bank's LASALGAON branch, located at GAT NO.348,GRND FLR,DHRUVI LIFESTYLE,NR ST DEPOT,STATION ROAD,LASALGAON,TAL… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
