IFSC Code of IDBI Bank, The Nagpur Dist Central Coop Bank Ltd Ridhora Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA branch in NAGPUR. The 11-digit IFSC IBKL0510N46 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA branch, the IFSC IBKL0510N46 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 510N46 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the The Nagpur Dist Central Coop Bank Ltd Ridhora branch in Nagpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0510N46.

Branch details at a glance

About the The Nagpur Dist Central Coop Bank Ltd Ridhora branch

The The Nagpur Dist Central Coop Bank Ltd Ridhora branch of IDBI Bank is situated at C O SARPANCH,GRAM PANCHAYAT RIDHORA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0510N46 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA branch came to be assigned the code IBKL0510N46.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0510N46, money simply cannot be routed to the THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA branch electronically.

Products and account variants supported

Every account opened at the The Nagpur Dist Central Coop Bank Ltd Ridhora branch is mapped to IFSC IBKL0510N46 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0510N46.

Banking services available

The The Nagpur Dist Central Coop Bank Ltd Ridhora branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7112255324.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0510N46

How to transfer money using IFSC IBKL0510N46

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0510N46 across all three.

NEFT to IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA using IFSC IBKL0510N46

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0510N46, and confirm that the system picks up IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0510N46 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA, use IMPS. With IFSC IBKL0510N46 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Nagpur Dist Central Coop Bank Ltd Ridhora

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0510N46:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA is still linked to IFSC IBKL0510N46.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0510N46

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA is still mapped to IFSC IBKL0510N46. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0510N46 and the beneficiary's account number to complete the transfer.

Online banking and IFSC IBKL0510N46

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0510N46 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Nagpur Dist Central Coop Bank Ltd Ridhora branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0510N46 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC IBKL0510N46

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0510N46.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Nagpur Dist Central Coop Bank Ltd Ridhora branch

The branch is located at C O SARPANCH,GRAM PANCHAYAT RIDHORA, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Nagpur Dist Central Coop Bank Ltd Ridhora branch” — the verified location pin for IFSC IBKL0510N46 should appear at the top of the results.
2. Confirm the branch is open by calling 91-7112255324 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0510N46 and your account number.

Verifying IFSC IBKL0510N46 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0510N46 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-7112255324.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Nagpur Dist Central Coop Bank Ltd Ridhora branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0510N46, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0510N46 belongs to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD RIDHORA branch, located at C O SARPANCH,GRAM PANCHAYAT RIDHORA in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.