If you are searching for the IFSC code of IDBI Bank, THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch in NAGPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0510N09. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch, and detailed step-by-step guides for using the IFSC IBKL0510N09 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH is IBKL0510N09. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 510N09 map to this branch in NAGPUR, MAHARASHTRA.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch — IFSC IBKL0510N09 — extends the bank's services to customers in and around Nagpur, Maharashtra.
About this branch
The branch is located at 510,SHETKARI BHAWAN,GANESHPETH,NAGPUR. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0510N09 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | The Nagpur Dist Central Coop Bank Ltd Ganeshpeth |
| IFSC Code | IBKL0510N09 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 510,SHETKARI BHAWAN,GANESHPETH,NAGPUR |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 712 |
| Phone | 2725224 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch came to be assigned the code IBKL0510N09.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0510N09, money simply cannot be routed to the THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch electronically.
MICR & cheque-truncation details
Cheques drawn on the The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0510N09 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0510N09
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0510N09 across all three.
How to use IFSC IBKL0510N09 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0510N09.
- Confirm the bank name auto-populates as IDBI Bank and the branch as THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0510N09 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH (IFSC IBKL0510N09)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0510N09 in your mobile or internet banking app, and the money is credited to the THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0510N09 for IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0510N09 | Yes – IBKL0510N09 | Yes – IBKL0510N09 |
For most retail customers crediting the The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch, the IFSC IBKL0510N09 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch
Once you have an account at IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH, the IFSC IBKL0510N09 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 712-2725224.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0510N09
Online banking and IFSC IBKL0510N09
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0510N09 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch
The branch is located at 510,SHETKARI BHAWAN,GANESHPETH,NAGPUR, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch” — the verified location pin for IFSC IBKL0510N09 should appear at the top of the results.
- Confirm the branch is open by calling 712-2725224 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0510N09 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH:
- The IFSC is exactly IBKL0510N09 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0510N09, however, work 24x7.
Verifying IFSC IBKL0510N09 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0510N09 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 712-2725224.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankThe Nagpur Dist Central Coop Bank Ltd Ganeshpeth Branch
510,SHETKARI BHAWAN,GANESHPETH,NAGPUR
Nagpur, Maharashtra
Phone: 712-2725224
IFSC: IBKL0510N09
Frequently asked questions
Can I use IFSC IBKL0510N09 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0510N09 to send funds instantly.
How quickly will an NEFT transfer using IBKL0510N09 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – The Nagpur Dist Central Coop Bank Ltd Ganeshpeth reflect within 30 minutes.
Is IFSC IBKL0510N09 the same for all accounts at The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch?
Yes. The IFSC IBKL0510N09 is shared by every account held at IDBI Bank's The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch. Only the account number changes from customer to customer.
Is IFSC IBKL0510N09 valid for NEFT and RTGS?
Yes. IFSC IBKL0510N09 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch?
You can reach the branch at 712-2725224 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Nagpur Dist Central Coop Bank Ltd Ganeshpeth branch but serve different purposes.
Summary
The IFSC code IBKL0510N09 belongs to IDBI Bank's THE NAGPUR DIST CENTRAL COOP BANK LTD GANESHPETH branch, located at 510,SHETKARI BHAWAN,GANESHPETH,NAGPUR in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


