IFSC Code of IDBI Bank, Jijau Commercial Coop Bank, Nagpur Branch, Maharashtra

Below are the complete branch details for IDBI Bank, JIJAU COMMERCIAL COOP BANK, NAGPUR branch, located in NAGPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0JCB011. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0JCB011 for IDBI Bank – JIJAU COMMERCIAL COOP BANK, NAGPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0JCB011 is the IFSC of IDBI Bank's JIJAU COMMERCIAL COOP BANK, NAGPUR branch. The format is fixed: IBKL = bank code, 0 = reserved, JCB011 = branch identifier.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jijau Commercial Coop Bank, Nagpur branch — IFSC IBKL0JCB011 — extends the bank's services to customers in and around Nagpur, Maharashtra.

Jijau Commercial Coop Bank, Nagpur branch overview

Located at C-O MARATHA SEVA SANGH,1ST FLOOR,WARD NO 75,BHAMATI NIT PLOT,BHAUSAHEB SURVE NAGAR,NEAR TRIMURTI NAGAR,NAGPUR, the Jijau Commercial Coop Bank, Nagpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0JCB011 is required for all interbank electronic transfers routed through this branch.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JIJAU COMMERCIAL COOP BANK, NAGPUR of IDBI Bank — its own 11-character IFSC. The code IBKL0JCB011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0JCB011 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0JCB011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0JCB011 across all three.

How to use IFSC IBKL0JCB011 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's JIJAU COMMERCIAL COOP BANK, NAGPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0JCB011.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as JIJAU COMMERCIAL COOP BANK, NAGPUR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0JCB011

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – JIJAU COMMERCIAL COOP BANK, NAGPUR, ensure your bank's portal accepts IFSC IBKL0JCB011 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank JIJAU COMMERCIAL COOP BANK, NAGPUR (IFSC IBKL0JCB011)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0JCB011 in your mobile or internet banking app, and the money is credited to the JIJAU COMMERCIAL COOP BANK, NAGPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0JCB011 for IDBI Bank – JIJAU COMMERCIAL COOP BANK, NAGPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jijau Commercial Coop Bank, Nagpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's JIJAU COMMERCIAL COOP BANK, NAGPUR branch, the IFSC IBKL0JCB011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jijau Commercial Coop Bank, Nagpur branch is mapped to IFSC IBKL0JCB011 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0JCB011.

Products and services

Customers walking into the Jijau Commercial Coop Bank, Nagpur branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0JCB011

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0JCB011 and the account number together uniquely identify the Jijau Commercial Coop Bank, Nagpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Jijau Commercial Coop Bank, Nagpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0JCB011 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – JIJAU COMMERCIAL COOP BANK, NAGPUR:

• The IFSC is exactly IBKL0JCB011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and JIJAU COMMERCIAL COOP BANK, NAGPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jijau Commercial Coop Bank, Nagpur branch sits at C-O MARATHA SEVA SANGH,1ST FLOOR,WARD NO 75,BHAMATI NIT PLOT,BHAUSAHEB SURVE NAGAR,NEAR TRIMURTI NAGAR,NAGPUR. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 91-9890205092 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0JCB011 and your account number.

Verifying IFSC IBKL0JCB011 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0JCB011 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9890205092.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jijau Commercial Coop Bank, Nagpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0JCB011 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0JCB011 is the IFSC code of IDBI Bank, JIJAU COMMERCIAL COOP BANK, NAGPUR branch, in NAGPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.