This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, NAGAUR branch in NAGAUR. The 11-digit IFSC IBKL0001108 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the NAGAUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's NAGAUR branch, the IFSC IBKL0001108 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001108 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Nagaur |
| IFSC Code | IBKL0001108 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GANDHI CHOWK, PEERBALAK AREA, MOHALLA PEERJADAN, NAGAUR-341001 |
| City | Nagaur |
| District | Nagaur |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9022231619 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Nagaur branch in Nagaur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0001108.
About this branch
The branch is located at GANDHI CHOWK, PEERBALAK AREA, MOHALLA PEERJADAN, NAGAUR-341001. It serves the Nagaur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001108 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's NAGAUR branch came to be assigned the code IBKL0001108.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001108, money simply cannot be routed to the NAGAUR branch electronically.
How to transfer money using IFSC IBKL0001108
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001108 across all three.
NEFT to IDBI Bank, NAGAUR using IFSC IBKL0001108
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001108, and confirm that the system picks up IDBI Bank – NAGAUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001108
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – NAGAUR, ensure your bank's portal accepts IFSC IBKL0001108 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank NAGAUR (IFSC IBKL0001108)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001108 in your mobile or internet banking app, and the money is credited to the NAGAUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001108 for IDBI Bank – NAGAUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001108 | Yes – IBKL0001108 | Yes – IBKL0001108 |
For most retail customers crediting the Nagaur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0001108
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – NAGAUR is still mapped to IFSC IBKL0001108. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0001108 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Nagaur branch is mapped to IFSC IBKL0001108 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001108.
Products and services
Customers walking into the Nagaur branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001108
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001108 and the account number together uniquely identify the Nagaur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0001108
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the NAGAUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001108 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001108
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – NAGAUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001108. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Nagaur branch
The branch is located at GANDHI CHOWK, PEERBALAK AREA, MOHALLA PEERJADAN, NAGAUR-341001, which puts it inside Nagaur, the broader Nagaur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Nagaur branch” — the verified location pin for IFSC IBKL0001108 should appear at the top of the results.
- Confirm the branch is open by calling 91-9022231619 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001108 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001108 for IDBI Bank – NAGAUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagaur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001108, however, work 24x7.
Branch address & contact
IDBI BankNagaur Branch
GANDHI CHOWK, PEERBALAK AREA, MOHALLA PEERJADAN, NAGAUR-341001
Nagaur, Rajasthan
Phone: 91-9022231619
IFSC: IBKL0001108
Frequently asked questions
Can I use IFSC IBKL0001108 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001108 to send funds instantly.
How quickly will an NEFT transfer using IBKL0001108 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Nagaur reflect within 30 minutes.
How do I add IDBI Bank Nagaur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001108, and complete OTP verification. Once activated, you can transfer funds at any time.
Does IDBI Bank Nagaur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9022231619 to confirm.
What is the IFSC code of IDBI Bank Nagaur branch?
The IFSC code of IDBI Bank, Nagaur branch is IBKL0001108. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagaur branch but serve different purposes.
Is IFSC IBKL0001108 the same for all accounts at Nagaur branch?
Yes. The IFSC IBKL0001108 is shared by every account held at IDBI Bank's Nagaur branch. Only the account number changes from customer to customer.
Is IFSC IBKL0001108 valid for NEFT and RTGS?
Yes. IFSC IBKL0001108 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IBKL0001108 belongs to IDBI Bank's NAGAUR branch, located at GANDHI CHOWK, PEERBALAK AREA, MOHALLA PEERJADAN, NAGAUR-341001 in NAGAUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
