IFSC Code of IDBI Bank, The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch Branch, Kerala

Below are the complete branch details for IDBI Bank, THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH branch, located in MUVATTUPUZHA, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL01058MC. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL01058MC for IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL01058MC is the IFSC of IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH branch. The format is fixed: IBKL = bank code, 0 = reserved, 1058MC = branch identifier.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch in Muvattupuzha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL01058MC.

The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch overview

Located at HEAD OFFICE,KACHERITHAZHAM,MUVATTUPUZHA,ERNAKULAM DISTRICT,KERALA 686662, the The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL01058MC is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH of IDBI Bank — its own 11-character IFSC. The code IBKL01058MC is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL01058MC the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL01058MC and the account number together uniquely identify the The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL01058MC

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01058MC across all three.

NEFT to IDBI Bank, THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH using IFSC IBKL01058MC

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL01058MC, and confirm that the system picks up IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL01058MC

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH, ensure your bank's portal accepts IFSC IBKL01058MC while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH, use IMPS. With IFSC IBKL01058MC and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL01058MC:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH is still linked to IFSC IBKL01058MC.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL01058MC

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH is still mapped to IFSC IBKL01058MC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL01058MC and the beneficiary's account number to complete the transfer.

Account types you can open at the The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch

Once you have an account at IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH, the IFSC IBKL01058MC stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL01058MC

Digital banking channels

Most day-to-day work that customers used to do at the The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL01058MC is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch

The branch is located at HEAD OFFICE,KACHERITHAZHAM,MUVATTUPUZHA,ERNAKULAM DISTRICT,KERALA 686662, which puts it inside Muvattupuzha, the broader Ernakulam district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch” — the verified location pin for IFSC IBKL01058MC should appear at the top of the results.
2. Confirm the branch is open by calling 485-2833515 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL01058MC and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH:

• The IFSC is exactly IBKL01058MC with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Muvattupuzha Urban Co Operative Bank Ltd No Ramamangalam Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL01058MC, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL01058MC for IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL01058MC belongs to IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO RAMAMANGALAM BRANCH branch, located at HEAD OFFICE,KACHERITHAZHAM,MUVATTUPUZHA,ERNAKULAM DISTRICT,KERALA 686662 in MUVATTUPUZHA, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.