IFSC Code of IDBI Bank, The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six Branch, Kerala

Use this page as a one-stop reference for everything related to IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch in MUVATTUPUZHA, KERALA. The branch's IFSC code IBKL01058M1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch, the IFSC IBKL01058M1 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 1058M1 identifies this particular branch.

Branch details at a glance

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six branch in Muvattupuzha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL01058M1.

About this branch

The branch is located at H O, KACHERITHAZHAM,MUVATTUPUZHA P O,MUVATTUPUZHA 686661. It serves the Muvattupuzha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL01058M1 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch came to be assigned the code IBKL01058M1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL01058M1, money simply cannot be routed to the THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch electronically.

How to transfer money using IFSC IBKL01058M1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01058M1 across all three.

How to use IFSC IBKL01058M1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL01058M1.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL01058M1 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX (IFSC IBKL01058M1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL01058M1 in your mobile or internet banking app, and the money is credited to the THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL01058M1:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX is still linked to IFSC IBKL01058M1.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL01058M1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX is still mapped to IFSC IBKL01058M1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL01058M1 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six branch is mapped to IFSC IBKL01058M1 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL01058M1.

Banking services available

The The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 485-2833372.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL01058M1

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL01058M1 and the account number together uniquely identify the The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL01058M1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC IBKL01058M1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL01058M1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six branch

The branch is located at H O, KACHERITHAZHAM,MUVATTUPUZHA P O,MUVATTUPUZHA 686661, which puts it inside Muvattupuzha, the broader Ernakulam district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six branch” — the verified location pin for IFSC IBKL01058M1 should appear at the top of the results.
2. Confirm the branch is open by calling 485-2833372 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL01058M1 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL01058M1 for IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Muvattupuzha Urban Co Operative Bank Ltd No Five Five Six are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL01058M1 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL01058M1 is the IFSC code of IDBI Bank, THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NO FIVE FIVE SIX branch, in MUVATTUPUZHA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.