IFSC Code of IDBI Bank, The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy Branch, Kerala

If you are searching for the IFSC code of IDBI Bank, THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY branch in MUVATTUPUZHA, KERALA, this page has every detail you need. The verified IFSC code for this branch is IBKL01058M9. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY branch, and detailed step-by-step guides for using the IFSC IBKL01058M9 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY is IBKL01058M9. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 1058M9 map to this branch in MUVATTUPUZHA, KERALA.

Branch details at a glance

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch in Muvattupuzha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL01058M9.

The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch overview

Located at HEAD OFFICE,KACHERITHAZHAM,MUVATTUPUZHA,ERNAKULAM DISTRICT,KERALA 686662, the The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL01058M9 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY branch came to be assigned the code IBKL01058M9.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL01058M9, money simply cannot be routed to the THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY branch electronically.

How to transfer money using IFSC IBKL01058M9

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01058M9 across all three.

NEFT to IDBI Bank, THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY using IFSC IBKL01058M9

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL01058M9, and confirm that the system picks up IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL01058M9

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY, ensure your bank's portal accepts IFSC IBKL01058M9 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY, use IMPS. With IFSC IBKL01058M9 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL01058M9 for IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL01058M9

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY is still mapped to IFSC IBKL01058M9. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL01058M9 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch is mapped to IFSC IBKL01058M9 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL01058M9.

Products and services

Customers walking into the The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL01058M9

MICR & cheque-truncation details

Cheques drawn on the The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL01058M9 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL01058M9 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY:

• The IFSC is exactly IBKL01058M9 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch sits at HEAD OFFICE,KACHERITHAZHAM,MUVATTUPUZHA,ERNAKULAM DISTRICT,KERALA 686662. If you are travelling from outside Muvattupuzha, search for the branch on a maps application using the bank name and locality, or call 485-2833515 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL01058M9 and your account number.

Verifying IFSC IBKL01058M9 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL01058M9 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 485-2833515.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Muvattupuzha Urban Co Operative Bank Ltd Nellikkuzhy branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL01058M9, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL01058M9 is the IFSC code of IDBI Bank, THE MUVATTUPUZHA URBAN CO OPERATIVE BANK LTD NELLIKKUZHY branch, in MUVATTUPUZHA, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.