IFSC Code of IDBI Bank, The Naval Dockyard Co Operative Bank Ltd Nt Pool Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL branch in MUMBAI. The 11-digit IFSC IBKL0452ND6 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0452ND6 is the IFSC of IDBI Bank's THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL branch. The format is fixed: IBKL = bank code, 0 = reserved, 452ND6 = branch identifier.

Branch details at a glance

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Naval Dockyard Co Operative Bank Ltd Nt Pool branch in Mumbai, Maharashtra is part of this network and uses the IFSC code IBKL0452ND6 for all electronic settlement.

About this branch

The branch is located at WROBUBI. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0452ND6 is used to identify this branch on the RBI payments network.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL of IDBI Bank — its own 11-character IFSC. The code IBKL0452ND6 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0452ND6 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC IBKL0452ND6

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0452ND6 across all three.

How to use IFSC IBKL0452ND6 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0452ND6.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0452ND6 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL, use IMPS. With IFSC IBKL0452ND6 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0452ND6 for IDBI Bank – THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Naval Dockyard Co Operative Bank Ltd Nt Pool branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0452ND6

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL is still mapped to IFSC IBKL0452ND6. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0452ND6 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Naval Dockyard Co Operative Bank Ltd Nt Pool branch is mapped to IFSC IBKL0452ND6 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0452ND6.

Products and services

Customers walking into the The Naval Dockyard Co Operative Bank Ltd Nt Pool branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0452ND6

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0452ND6 and the account number together uniquely identify the The Naval Dockyard Co Operative Bank Ltd Nt Pool branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Naval Dockyard Co Operative Bank Ltd Nt Pool branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0452ND6 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC IBKL0452ND6

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0452ND6.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Naval Dockyard Co Operative Bank Ltd Nt Pool branch

The branch is located at WROBUBI, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Naval Dockyard Co Operative Bank Ltd Nt Pool branch” — the verified location pin for IFSC IBKL0452ND6 should appear at the top of the results.
2. Confirm the branch is open by calling 22-69402111 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0452ND6 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0452ND6 for IDBI Bank – THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Naval Dockyard Co Operative Bank Ltd Nt Pool are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0452ND6 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0452ND6 is the IFSC code of IDBI Bank, THE NAVAL DOCKYARD CO OPERATIVE BANK LTD NT POOL branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.