IFSC Code of IDBI Bank, The Mogaveera Co Op Bank Ltd Vikhroli Branch Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0452M61. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH branch, and detailed step-by-step guides for using the IFSC IBKL0452M61 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH is IBKL0452M61. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 452M61 map to this branch in MUMBAI, MAHARASHTRA.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Mogaveera Co Op Bank Ltd Vikhroli Branch branch in Mumbai, Maharashtra is part of this network and uses the IFSC code IBKL0452M61 for all electronic settlement.

Branch details at a glance

The Mogaveera Co Op Bank Ltd Vikhroli Branch branch overview

Located at 23 24,INDRAPRASTHA INDUSTRIAL ESTATE,HARIYALI,L B S MARG,VIKHROLI W ,MUMBAI 400 079, the The Mogaveera Co Op Bank Ltd Vikhroli Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0452M61 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH branch came to be assigned the code IBKL0452M61.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0452M61, money simply cannot be routed to the THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH branch electronically.

Account types you can open at the The Mogaveera Co Op Bank Ltd Vikhroli Branch branch

Once you have an account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH, the IFSC IBKL0452M61 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Mogaveera Co Op Bank Ltd Vikhroli Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25774607.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0452M61

How to transfer money using IFSC IBKL0452M61

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0452M61 across all three.

How to use IFSC IBKL0452M61 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0452M61.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL0452M61

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH, ensure your bank's portal accepts IFSC IBKL0452M61 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH (IFSC IBKL0452M61)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0452M61 in your mobile or internet banking app, and the money is credited to the THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Mogaveera Co Op Bank Ltd Vikhroli Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0452M61:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH is still linked to IFSC IBKL0452M61.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0452M61

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH is still mapped to IFSC IBKL0452M61. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0452M61 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Mogaveera Co Op Bank Ltd Vikhroli Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0452M61 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Mogaveera Co Op Bank Ltd Vikhroli Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0452M61 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH:

• The IFSC is exactly IBKL0452M61 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Mogaveera Co Op Bank Ltd Vikhroli Branch branch

The branch is located at 23 24,INDRAPRASTHA INDUSTRIAL ESTATE,HARIYALI,L B S MARG,VIKHROLI W ,MUMBAI 400 079, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Mogaveera Co Op Bank Ltd Vikhroli Branch branch” — the verified location pin for IFSC IBKL0452M61 should appear at the top of the results.
2. Confirm the branch is open by calling 22-25774607 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0452M61 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0452M61 for IDBI Bank – THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Mogaveera Co Op Bank Ltd Vikhroli Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0452M61 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0452M61 is the IFSC code of IDBI Bank, THE MOGAVEERA CO OP BANK LTD VIKHROLI BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.