IFSC Code of IDBI Bank, The Mogaveera Co Op Bank Ltd Sakinaka Branch Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0452M60. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH branch, and detailed step-by-step guides for using the IFSC IBKL0452M60 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH is IBKL0452M60. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 452M60 map to this branch in MUMBAI, MAHARASHTRA.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the The Mogaveera Co Op Bank Ltd Sakinaka Branch branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0452M60.

About this branch

The branch is located at G 18AND G 19,PRANIK CHAMBERS,SAKI VIHAR ROAD,OPP ANDHERI KURLA ROAD,SAKI NAKA,MUMBAI 400 072. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0452M60 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH of IDBI Bank — its own 11-character IFSC. The code IBKL0452M60 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0452M60 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0452M60 and the account number together uniquely identify the The Mogaveera Co Op Bank Ltd Sakinaka Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0452M60

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0452M60 across all three.

NEFT to IDBI Bank, THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH using IFSC IBKL0452M60

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0452M60, and confirm that the system picks up IDBI Bank – THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0452M60 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH (IFSC IBKL0452M60)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0452M60 in your mobile or internet banking app, and the money is credited to the THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Mogaveera Co Op Bank Ltd Sakinaka Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0452M60:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH is still linked to IFSC IBKL0452M60.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0452M60

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH is still mapped to IFSC IBKL0452M60. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0452M60 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Mogaveera Co Op Bank Ltd Sakinaka Branch branch is mapped to IFSC IBKL0452M60 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0452M60.

Products and services

Customers walking into the The Mogaveera Co Op Bank Ltd Sakinaka Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0452M60

Digital banking channels

Most day-to-day work that customers used to do at the The Mogaveera Co Op Bank Ltd Sakinaka Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0452M60 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Mogaveera Co Op Bank Ltd Sakinaka Branch branch

The branch is located at G 18AND G 19,PRANIK CHAMBERS,SAKI VIHAR ROAD,OPP ANDHERI KURLA ROAD,SAKI NAKA,MUMBAI 400 072, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Mogaveera Co Op Bank Ltd Sakinaka Branch branch” — the verified location pin for IFSC IBKL0452M60 should appear at the top of the results.
2. Confirm the branch is open by calling 22-28470914 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0452M60 and your account number.

Common mistakes to avoid when using IFSC IBKL0452M60

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0452M60.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Mogaveera Co Op Bank Ltd Sakinaka Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0452M60 continue to work without interruption.

Verifying IFSC IBKL0452M60 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0452M60 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28470914.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0452M60 is the IFSC code of IDBI Bank, THE MOGAVEERA CO OP BANK LTD SAKINAKA BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.