IFSC Code of IDBI Bank, The Mogaveera Co Op Bank Ltd Kandivali Branch Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0452M59. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH branch, and detailed step-by-step guides for using the IFSC IBKL0452M59 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH is IBKL0452M59. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 452M59 map to this branch in MUMBAI, MAHARASHTRA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Mogaveera Co Op Bank Ltd Kandivali Branch branch — IFSC IBKL0452M59 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About the The Mogaveera Co Op Bank Ltd Kandivali Branch branch

The The Mogaveera Co Op Bank Ltd Kandivali Branch branch of IDBI Bank is situated at RAM KRUPA,DEVJI BIMJI LANE,MATHURADAS ROAD,KANDIVALI W ,MUMBAI 400 067. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0452M59 is used.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH of IDBI Bank — its own 11-character IFSC. The code IBKL0452M59 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0452M59 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0452M59 and the account number together uniquely identify the The Mogaveera Co Op Bank Ltd Kandivali Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0452M59

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0452M59 across all three.

NEFT to IDBI Bank, THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH using IFSC IBKL0452M59

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0452M59, and confirm that the system picks up IDBI Bank – THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0452M59 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH, use IMPS. With IFSC IBKL0452M59 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0452M59 for IDBI Bank – THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Mogaveera Co Op Bank Ltd Kandivali Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0452M59

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH is still mapped to IFSC IBKL0452M59. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0452M59 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Mogaveera Co Op Bank Ltd Kandivali Branch branch

Once you have an account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH, the IFSC IBKL0452M59 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The Mogaveera Co Op Bank Ltd Kandivali Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-28653933.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0452M59

Online banking and IFSC IBKL0452M59

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0452M59 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Mogaveera Co Op Bank Ltd Kandivali Branch branch sits at RAM KRUPA,DEVJI BIMJI LANE,MATHURADAS ROAD,KANDIVALI W ,MUMBAI 400 067. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-28653933 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0452M59 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH:

• The IFSC is exactly IBKL0452M59 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Mogaveera Co Op Bank Ltd Kandivali Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0452M59 continue to work without interruption.

Verifying IFSC IBKL0452M59 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0452M59 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28653933.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0452M59 is the IFSC code of IDBI Bank, THE MOGAVEERA CO OP BANK LTD KANDIVALI BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.