IFSC Code of IDBI Bank, The Mogaveera Co Op Bank Ltd Goregaon Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH branch in MUMBAI, MAHARASHTRA. The branch's IFSC code IBKL0452M54 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH is IBKL0452M54. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 452M54 map to this branch in MUMBAI, MAHARASHTRA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Mogaveera Co Op Bank Ltd Goregaon Branch branch — IFSC IBKL0452M54 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About this branch

The branch is located at KIRAN INDUSTRIAL ESTATE,M G ROAD,GOREGAON W ,MUMBAI 400 062. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0452M54 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH branch came to be assigned the code IBKL0452M54.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0452M54, money simply cannot be routed to the THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0452M54 and the account number together uniquely identify the The Mogaveera Co Op Bank Ltd Goregaon Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0452M54

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0452M54 across all three.

NEFT to IDBI Bank, THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH using IFSC IBKL0452M54

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0452M54, and confirm that the system picks up IDBI Bank – THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0452M54

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH, ensure your bank's portal accepts IFSC IBKL0452M54 while registering the beneficiary. RTGS is also available 24x7.

IMPS to IDBI Bank THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH (IFSC IBKL0452M54)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0452M54 in your mobile or internet banking app, and the money is credited to the THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0452M54 for IDBI Bank – THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Mogaveera Co Op Bank Ltd Goregaon Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH branch, the IFSC IBKL0452M54 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the The Mogaveera Co Op Bank Ltd Goregaon Branch branch

Once you have an account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH, the IFSC IBKL0452M54 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Mogaveera Co Op Bank Ltd Goregaon Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0452M54

Digital banking channels

Most day-to-day work that customers used to do at the The Mogaveera Co Op Bank Ltd Goregaon Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0452M54 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Mogaveera Co Op Bank Ltd Goregaon Branch branch

The branch is located at KIRAN INDUSTRIAL ESTATE,M G ROAD,GOREGAON W ,MUMBAI 400 062, which puts it inside Mumbai, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Mogaveera Co Op Bank Ltd Goregaon Branch branch” — the verified location pin for IFSC IBKL0452M54 should appear at the top of the results.
2. Confirm the branch is open by calling 22-28724764 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0452M54 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH:

• The IFSC is exactly IBKL0452M54 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Mogaveera Co Op Bank Ltd Goregaon Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0452M54, however, work 24x7.

Verifying IFSC IBKL0452M54 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0452M54 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28724764.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0452M54 is the IFSC code of IDBI Bank, THE MOGAVEERA CO OP BANK LTD GOREGAON BRANCH branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.