IFSC Code of IDBI Bank, The Mogaveera Co Op Bank Ltd Dombivali Branch Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH branch in MUMBAI. The 11-digit IFSC IBKL0452M62 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH branch, the IFSC IBKL0452M62 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 452M62 identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Mogaveera Co Op Bank Ltd Dombivali Branch branch — IFSC IBKL0452M62 — extends the bank's services to customers in and around Mumbai, Maharashtra.

About this branch

The branch is located at 103 106,SAROJA ARCADE,1ST FLOOR,PATKAR ROAD,OPP RAILWAY STATION,DOMBIVALI E ,THANE 421 201. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0452M62 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH branch came to be assigned the code IBKL0452M62.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0452M62, money simply cannot be routed to the THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0452M62 and the account number together uniquely identify the The Mogaveera Co Op Bank Ltd Dombivali Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0452M62

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0452M62 across all three.

NEFT to IDBI Bank, THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH using IFSC IBKL0452M62

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0452M62, and confirm that the system picks up IDBI Bank – THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0452M62

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH, ensure your bank's portal accepts IFSC IBKL0452M62 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH, use IMPS. With IFSC IBKL0452M62 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0452M62 for IDBI Bank – THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Mogaveera Co Op Bank Ltd Dombivali Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0452M62

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH is still mapped to IFSC IBKL0452M62. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0452M62 and the beneficiary's account number to complete the transfer.

Account types you can open at the The Mogaveera Co Op Bank Ltd Dombivali Branch branch

Once you have an account at IDBI Bank – THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH, the IFSC IBKL0452M62 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Mogaveera Co Op Bank Ltd Dombivali Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0452M62

Digital banking channels

Most day-to-day work that customers used to do at the The Mogaveera Co Op Bank Ltd Dombivali Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0452M62 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Mogaveera Co Op Bank Ltd Dombivali Branch branch sits at 103 106,SAROJA ARCADE,1ST FLOOR,PATKAR ROAD,OPP RAILWAY STATION,DOMBIVALI E ,THANE 421 201. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 251-2860485 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0452M62 and your account number.

Common mistakes to avoid when using IFSC IBKL0452M62

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0452M62.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Mogaveera Co Op Bank Ltd Dombivali Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0452M62, however, work 24x7.

Verifying IFSC IBKL0452M62 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0452M62 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 251-2860485.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0452M62 belongs to IDBI Bank's THE MOGAVEERA CO OP BANK LTD DOMBIVALI BRANCH branch, located at 103 106,SAROJA ARCADE,1ST FLOOR,PATKAR ROAD,OPP RAILWAY STATION,DOMBIVALI E… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.