This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, KALBADEVI branch in MUMBAI. The 11-digit IFSC IBKL0000100 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the KALBADEVI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's KALBADEVI branch, the IFSC IBKL0000100 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 000100 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Kalbadevi |
| IFSC Code | IBKL0000100 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PAI RESTAURANT,CORNER OF COLLEGE RD AND SAMADEVI RD |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 8927140156 |
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Kalbadevi branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0000100.
Kalbadevi branch overview
Located at PAI RESTAURANT,CORNER OF COLLEGE RD AND SAMADEVI RD, the Kalbadevi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0000100 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's KALBADEVI branch came to be assigned the code IBKL0000100.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0000100, money simply cannot be routed to the KALBADEVI branch electronically.
How to transfer money using IFSC IBKL0000100
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000100 across all three.
How to use IFSC IBKL0000100 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's KALBADEVI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000100.
- Confirm the bank name auto-populates as IDBI Bank and the branch as KALBADEVI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KALBADEVI
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's KALBADEVI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000100 while initiating the transfer and the credit will appear within minutes.
IMPS to IDBI Bank KALBADEVI (IFSC IBKL0000100)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0000100 in your mobile or internet banking app, and the money is credited to the KALBADEVI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kalbadevi
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0000100:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALBADEVI is still linked to IFSC IBKL0000100.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KALBADEVI branch, the IFSC IBKL0000100 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kalbadevi branch
Once you have an account at IDBI Bank – KALBADEVI, the IFSC IBKL0000100 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Kalbadevi branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000100
MICR & cheque-truncation details
Cheques drawn on the Kalbadevi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000100 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Kalbadevi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000100 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IBKL0000100
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KALBADEVI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000100. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kalbadevi branch sits at PAI RESTAURANT,CORNER OF COLLEGE RD AND SAMADEVI RD. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-8927140156 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000100 and your account number.
Verifying IFSC IBKL0000100 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000100 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8927140156.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kalbadevi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000100 continue to work without interruption.
Branch address & contact
IDBI BankKalbadevi Branch
PAI RESTAURANT,CORNER OF COLLEGE RD AND SAMADEVI RD
Mumbai, Maharashtra
Phone: 91-8927140156
IFSC: IBKL0000100
Frequently asked questions
Does IDBI Bank Kalbadevi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8927140156 to confirm.
Is IFSC IBKL0000100 the same for all accounts at Kalbadevi branch?
Yes. The IFSC IBKL0000100 is shared by every account held at IDBI Bank's Kalbadevi branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0000100 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Kalbadevi reflect within 30 minutes.
What is the phone number of IDBI Bank Kalbadevi branch?
You can reach the branch at 91-8927140156 during regular banking hours.
Where is IDBI Bank Kalbadevi branch located?
IDBI Bank's Kalbadevi branch is located at PAI RESTAURANT,CORNER OF COLLEGE RD AND SAMADEVI RD, Mumbai, Maharashtra.
Can I use IFSC IBKL0000100 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000100 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalbadevi branch but serve different purposes.
How do I add IDBI Bank Kalbadevi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000100, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code IBKL0000100 belongs to IDBI Bank's KALBADEVI branch, located at PAI RESTAURANT,CORNER OF COLLEGE RD AND SAMADEVI RD in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
