If you are searching for the IFSC code of IDBI Bank, ANDHERI WEST branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0000174. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANDHERI WEST branch, and detailed step-by-step guides for using the IFSC IBKL0000174 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's ANDHERI WEST branch, the IFSC IBKL0000174 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 000174 identifies this particular branch.
About the bank
IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Andheri West branch in Mumbai, Maharashtra is part of this network and uses the IFSC code IBKL0000174 for all electronic settlement.
About the Andheri West branch
The Andheri West branch of IDBI Bank is situated at 1ST FLOOR, GOPI CHAMBERS, NEW LINK ROAD, OPPOSITE CITIMALL, ANDHERI (WEST), MUMBAI - 400 053.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0000174 is used.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Andheri West |
| IFSC Code | IBKL0000174 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR, GOPI CHAMBERS, NEW LINK ROAD, OPPOSITE CITIMALL, ANDHERI (WEST), MUMBAI - 400 053. |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9890886474 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANDHERI WEST of IDBI Bank — its own 11-character IFSC. The code IBKL0000174 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000174 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Andheri West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000174 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0000174
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000174 across all three.
How to use IFSC IBKL0000174 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's ANDHERI WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0000174.
- Confirm the bank name auto-populates as IDBI Bank and the branch as ANDHERI WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ANDHERI WEST
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's ANDHERI WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000174 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – ANDHERI WEST, use IMPS. With IFSC IBKL0000174 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000174 for IDBI Bank – ANDHERI WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000174 | Yes – IBKL0000174 | Yes – IBKL0000174 |
For most retail customers crediting the Andheri West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0000174
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – ANDHERI WEST is still mapped to IFSC IBKL0000174. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000174 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Andheri West branch is mapped to IFSC IBKL0000174 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000174.
Products and services
Customers walking into the Andheri West branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0000174
Digital banking channels
Most day-to-day work that customers used to do at the Andheri West branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0000174 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Andheri West branch sits at 1ST FLOOR, GOPI CHAMBERS, NEW LINK ROAD, OPPOSITE CITIMALL, ANDHERI (WEST), MUMBAI - 400 053.. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-9890886474 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000174 and your account number.
Common mistakes to avoid when using IFSC IBKL0000174
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – ANDHERI WEST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000174. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Andheri West branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0000174, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0000174 for IDBI Bank – ANDHERI WEST, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
IDBI BankAndheri West Branch
1ST FLOOR, GOPI CHAMBERS, NEW LINK ROAD, OPPOSITE CITIMALL, ANDHERI (WEST), MUMBAI - 400 053.
Mumbai, Maharashtra
Phone: 91-9890886474
IFSC: IBKL0000174
Frequently asked questions
Does IDBI Bank Andheri West branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9890886474 to confirm.
Is IFSC IBKL0000174 valid for NEFT and RTGS?
Yes. IFSC IBKL0000174 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IBKL0000174 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000174 to send funds instantly.
Is IFSC IBKL0000174 the same for all accounts at Andheri West branch?
Yes. The IFSC IBKL0000174 is shared by every account held at IDBI Bank's Andheri West branch. Only the account number changes from customer to customer.
How do I add IDBI Bank Andheri West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0000174, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using IBKL0000174 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Andheri West reflect within 30 minutes.
What is the phone number of IDBI Bank Andheri West branch?
You can reach the branch at 91-9890886474 during regular banking hours.
Summary
The IFSC code IBKL0000174 belongs to IDBI Bank's ANDHERI WEST branch, located at 1ST FLOOR, GOPI CHAMBERS, NEW LINK ROAD, OPPOSITE CITIMALL, ANDHERI (WEST),… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
