If you are searching for the IFSC code of IDBI Bank, SALINA branch in MOGA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is IBKL0001854. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SALINA branch, and detailed step-by-step guides for using the IFSC IBKL0001854 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0001854 is the IFSC of IDBI Bank's SALINA branch. The format is fixed: IBKL = bank code, 0 = reserved, 001854 = branch identifier.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Salina branch — IFSC IBKL0001854 — extends the bank's services to customers in and around Moga, Punjab.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Salina |
| IFSC Code | IBKL0001854 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE SALINA,TEHSIL MOGA |
| City | Moga |
| District | Moga |
| State | Punjab |
| STD Code | 1636 |
| Phone | 285028 |
About this branch
The branch is located at VILLAGE SALINA,TEHSIL MOGA. It serves the Moga region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001854 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's SALINA branch came to be assigned the code IBKL0001854.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001854, money simply cannot be routed to the SALINA branch electronically.
Products and account variants supported
Every account opened at the Salina branch is mapped to IFSC IBKL0001854 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001854.
Products and services
Customers walking into the Salina branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001854
How to transfer money using IFSC IBKL0001854
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001854 across all three.
NEFT to IDBI Bank, SALINA using IFSC IBKL0001854
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001854, and confirm that the system picks up IDBI Bank – SALINA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001854
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SALINA, ensure your bank's portal accepts IFSC IBKL0001854 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank SALINA (IFSC IBKL0001854)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0001854 in your mobile or internet banking app, and the money is credited to the SALINA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001854 for IDBI Bank – SALINA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001854 | Yes – IBKL0001854 | Yes – IBKL0001854 |
For most retail customers crediting the Salina branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SALINA branch, the IFSC IBKL0001854 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC IBKL0001854
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SALINA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001854 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Salina branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001854 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – SALINA:
- The IFSC is exactly IBKL0001854 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and SALINA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Salina branch sits at VILLAGE SALINA,TEHSIL MOGA. If you are travelling from outside Moga, search for the branch on a maps application using the bank name and locality, or call 1636-285028 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001854 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC IBKL0001854 for IDBI Bank – SALINA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Salina are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001854 continue to work without interruption.
Branch address & contact
IDBI BankSalina Branch
VILLAGE SALINA,TEHSIL MOGA
Moga, Punjab
Phone: 1636-285028
IFSC: IBKL0001854
Frequently asked questions
How do I add IDBI Bank Salina as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001854, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is IDBI Bank Salina branch located?
IDBI Bank's Salina branch is located at VILLAGE SALINA,TEHSIL MOGA, Moga, Punjab.
What is the phone number of IDBI Bank Salina branch?
You can reach the branch at 1636-285028 during regular banking hours.
Can I use IFSC IBKL0001854 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001854 to send funds instantly.
How quickly will an NEFT transfer using IBKL0001854 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Salina reflect within 30 minutes.
Is IFSC IBKL0001854 valid for NEFT and RTGS?
Yes. IFSC IBKL0001854 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code IBKL0001854 belongs to IDBI Bank's SALINA branch, located at VILLAGE SALINA,TEHSIL MOGA in MOGA, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
