This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, KAZAMPUR branch in MODINAGAR. The 11-digit IFSC IBKL0002120 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the KAZAMPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, IBKL0002120 is the IFSC of IDBI Bank's KAZAMPUR branch. The format is fixed: IBKL = bank code, 0 = reserved, 002120 = branch identifier.
About IDBI Bank
IDBI Bank operates a wide network of branches across India, including the Kazampur branch in Modinagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002120.
Kazampur branch overview
Located at HNO 29,VILLAGE KAZAMPUR,DIST GHAZIABAD,UP-201204, the Kazampur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0002120 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Kazampur |
| IFSC Code | IBKL0002120 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HNO 29,VILLAGE KAZAMPUR,DIST GHAZIABAD,UP-201204 |
| City | Modinagar |
| District | Ghaziabad |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9650088104 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KAZAMPUR of IDBI Bank — its own 11-character IFSC. The code IBKL0002120 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0002120 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kazampur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0002120 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0002120
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002120 across all three.
NEFT to IDBI Bank, KAZAMPUR using IFSC IBKL0002120
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002120, and confirm that the system picks up IDBI Bank – KAZAMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0002120
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KAZAMPUR, ensure your bank's portal accepts IFSC IBKL0002120 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KAZAMPUR, use IMPS. With IFSC IBKL0002120 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0002120 for IDBI Bank – KAZAMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0002120 | Yes – IBKL0002120 | Yes – IBKL0002120 |
For most retail customers crediting the Kazampur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0002120
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – KAZAMPUR is still mapped to IFSC IBKL0002120. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0002120 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kazampur branch is mapped to IFSC IBKL0002120 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0002120.
Banking services available
The Kazampur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9650088104.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0002120
Digital banking channels
Most day-to-day work that customers used to do at the Kazampur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002120 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Kazampur branch
The branch is located at HNO 29,VILLAGE KAZAMPUR,DIST GHAZIABAD,UP-201204, which puts it inside Modinagar, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Kazampur branch” — the verified location pin for IFSC IBKL0002120 should appear at the top of the results.
- Confirm the branch is open by calling 91-9650088104 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0002120 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – KAZAMPUR:
- The IFSC is exactly IBKL0002120 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and KAZAMPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Kazampur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002120 continue to work without interruption.
Verifying IFSC IBKL0002120 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0002120 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9650088104.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankKazampur Branch
HNO 29,VILLAGE KAZAMPUR,DIST GHAZIABAD,UP-201204
Modinagar, Uttar Pradesh
Phone: 91-9650088104
IFSC: IBKL0002120
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kazampur branch but serve different purposes.
How do I add IDBI Bank Kazampur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0002120, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0002120 the same for all accounts at Kazampur branch?
Yes. The IFSC IBKL0002120 is shared by every account held at IDBI Bank's Kazampur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using IBKL0002120 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Kazampur reflect within 30 minutes.
Is IFSC IBKL0002120 valid for NEFT and RTGS?
Yes. IFSC IBKL0002120 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is IDBI Bank Kazampur branch located?
IDBI Bank's Kazampur branch is located at HNO 29,VILLAGE KAZAMPUR,DIST GHAZIABAD,UP-201204, Modinagar, Uttar Pradesh.
Does IDBI Bank Kazampur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9650088104 to confirm.
What is the phone number of IDBI Bank Kazampur branch?
You can reach the branch at 91-9650088104 during regular banking hours.
Final notes
To recap: IBKL0002120 is the IFSC code of IDBI Bank, KAZAMPUR branch, in MODINAGAR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
