IFSC Code of IDBI Bank, IDBI Bank Ltd,Modasa Branch, Gujarat

If you are searching for the IFSC code of IDBI Bank, IDBI BANK LTD,MODASA branch in MODASA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is IBKL0002186. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the IDBI BANK LTD,MODASA branch, and detailed step-by-step guides for using the IFSC IBKL0002186 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's IDBI BANK LTD,MODASA branch, the IFSC IBKL0002186 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 002186 identifies this particular branch.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the IDBI Bank Ltd,Modasa branch in Modasa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0002186.

About the IDBI Bank Ltd,Modasa branch

The IDBI Bank Ltd,Modasa branch of IDBI Bank is situated at SHOP NO.B-2,B-3,B-4AND B-5,CITY CENTRE COMPLEX,GROUND FLOOR,MODASA DIST,ARAVALLI PIN 383315,GUJARAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0002186 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's IDBI BANK LTD,MODASA branch came to be assigned the code IBKL0002186.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0002186, money simply cannot be routed to the IDBI BANK LTD,MODASA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0002186 and the account number together uniquely identify the IDBI Bank Ltd,Modasa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0002186

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0002186 across all three.

NEFT to IDBI Bank, IDBI BANK LTD,MODASA using IFSC IBKL0002186

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0002186, and confirm that the system picks up IDBI Bank – IDBI BANK LTD,MODASA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to IDBI BANK LTD,MODASA

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's IDBI BANK LTD,MODASA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0002186 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – IDBI BANK LTD,MODASA, use IMPS. With IFSC IBKL0002186 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0002186 for IDBI Bank – IDBI BANK LTD,MODASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the IDBI Bank Ltd,Modasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's IDBI BANK LTD,MODASA branch, the IFSC IBKL0002186 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the IDBI Bank Ltd,Modasa branch

Once you have an account at IDBI Bank – IDBI BANK LTD,MODASA, the IFSC IBKL0002186 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the IDBI Bank Ltd,Modasa branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0002186

Digital banking channels

Most day-to-day work that customers used to do at the IDBI Bank Ltd,Modasa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0002186 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the IDBI Bank Ltd,Modasa branch

The branch is located at SHOP NO.B-2,B-3,B-4AND B-5,CITY CENTRE COMPLEX,GROUND FLOOR,MODASA DIST,ARAVALLI PIN 383315,GUJARAT, which puts it inside Modasa, the broader Sabar Kantha district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank IDBI Bank Ltd,Modasa branch” — the verified location pin for IFSC IBKL0002186 should appear at the top of the results.
2. Confirm the branch is open by calling 2774-8976003007 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0002186 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – IDBI BANK LTD,MODASA:

• The IFSC is exactly IBKL0002186 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and IDBI BANK LTD,MODASA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at IDBI Bank Ltd,Modasa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0002186 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0002186 for IDBI Bank – IDBI BANK LTD,MODASA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0002186 belongs to IDBI Bank's IDBI BANK LTD,MODASA branch, located at SHOP NO.B-2,B-3,B-4AND B-5,CITY CENTRE COMPLEX,GROUND FLOOR,MODASA… in MODASA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.