Below are the complete branch details for IDBI Bank, TUCBL MELATTUR branch, located in MELATTUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0763P06. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0763P06 for IDBI Bank – TUCBL MELATTUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – TUCBL MELATTUR is IBKL0763P06. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 763P06 map to this branch in MELATTUR, KERALA.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Tucbl Melattur |
| IFSC Code | IBKL0763P06 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PO MELATTUR PIM 679326 MALAPPURAMDTKERALA |
| City | Melattur |
| District | Malappuram |
| State | Kerala |
| STD Code | 4933 |
| Phone | 279000 |
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Tucbl Melattur branch — IFSC IBKL0763P06 — extends the bank's services to customers in and around Melattur, Kerala.
About this branch
The branch is located at PO MELATTUR PIM 679326 MALAPPURAMDTKERALA. It serves the Melattur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0763P06 is used to identify this branch on the RBI payments network.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TUCBL MELATTUR of IDBI Bank — its own 11-character IFSC. The code IBKL0763P06 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0763P06 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0763P06
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0763P06 across all three.
How to use IFSC IBKL0763P06 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's TUCBL MELATTUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0763P06.
- Confirm the bank name auto-populates as IDBI Bank and the branch as TUCBL MELATTUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0763P06
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – TUCBL MELATTUR, ensure your bank's portal accepts IFSC IBKL0763P06 while registering the beneficiary. RTGS is also available 24x7.
IMPS to IDBI Bank TUCBL MELATTUR (IFSC IBKL0763P06)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0763P06 in your mobile or internet banking app, and the money is credited to the TUCBL MELATTUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0763P06 for IDBI Bank – TUCBL MELATTUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0763P06 | Yes – IBKL0763P06 | Yes – IBKL0763P06 |
For most retail customers crediting the Tucbl Melattur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's TUCBL MELATTUR branch, the IFSC IBKL0763P06 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Tucbl Melattur branch is mapped to IFSC IBKL0763P06 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0763P06.
Products and services
Customers walking into the Tucbl Melattur branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0763P06
MICR & cheque-truncation details
Cheques drawn on the Tucbl Melattur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0763P06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Tucbl Melattur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0763P06 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC IBKL0763P06
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – TUCBL MELATTUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0763P06. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tucbl Melattur branch sits at PO MELATTUR PIM 679326 MALAPPURAMDTKERALA. If you are travelling from outside Melattur, search for the branch on a maps application using the bank name and locality, or call 4933-279000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0763P06 and your account number.
Verifying IFSC IBKL0763P06 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0763P06 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4933-279000.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tucbl Melattur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0763P06 continue to work without interruption.
Branch address & contact
IDBI BankTucbl Melattur Branch
PO MELATTUR PIM 679326 MALAPPURAMDTKERALA
Melattur, Kerala
Phone: 4933-279000
IFSC: IBKL0763P06
Frequently asked questions
How quickly will an NEFT transfer using IBKL0763P06 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Tucbl Melattur reflect within 30 minutes.
Is IFSC IBKL0763P06 valid for NEFT and RTGS?
Yes. IFSC IBKL0763P06 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Tucbl Melattur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4933-279000 to confirm.
How do I add IDBI Bank Tucbl Melattur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0763P06, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0763P06 the same for all accounts at Tucbl Melattur branch?
Yes. The IFSC IBKL0763P06 is shared by every account held at IDBI Bank's Tucbl Melattur branch. Only the account number changes from customer to customer.
Can I use IFSC IBKL0763P06 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0763P06 to send funds instantly.
Where is IDBI Bank Tucbl Melattur branch located?
IDBI Bank's Tucbl Melattur branch is located at PO MELATTUR PIM 679326 MALAPPURAMDTKERALA, Melattur, Kerala.
Summary
The IFSC code IBKL0763P06 belongs to IDBI Bank's TUCBL MELATTUR branch, located at PO MELATTUR PIM 679326 MALAPPURAMDTKERALA in MELATTUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
