IFSC Code of IDBI Bank, The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi Branch, Kerala

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch in MEENANGADI. The 11-digit IFSC IBKL0SBCB03 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0SBCB03 is the IFSC of IDBI Bank's THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch. The format is fixed: IBKL = bank code, 0 = reserved, SBCB03 = branch identifier.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi branch in Meenangadi, Kerala is part of this network and uses the IFSC code IBKL0SBCB03 for all electronic settlement.

About this branch

The branch is located at XI/761,NEAR MEENANGADI PHARMACY,MEENANGADI. It serves the Meenangadi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0SBCB03 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch came to be assigned the code IBKL0SBCB03.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0SBCB03, money simply cannot be routed to the THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0SBCB03 and the account number together uniquely identify the The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0SBCB03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SBCB03 across all three.

How to use IFSC IBKL0SBCB03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL0SBCB03.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0SBCB03 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI (IFSC IBKL0SBCB03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0SBCB03 in your mobile or internet banking app, and the money is credited to the THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0SBCB03 for IDBI Bank – THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch, the IFSC IBKL0SBCB03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi branch is mapped to IFSC IBKL0SBCB03 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0SBCB03.

Banking services available

The The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4936-247641.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0SBCB03

Online banking and IFSC IBKL0SBCB03

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SBCB03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi branch sits at XI/761,NEAR MEENANGADI PHARMACY,MEENANGADI. If you are travelling from outside Meenangadi, search for the branch on a maps application using the bank name and locality, or call 4936-247641 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0SBCB03 and your account number.

Common mistakes to avoid when using IFSC IBKL0SBCB03

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0SBCB03.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at The Sultan S Battery Co-Operative Urban Bank Ltd. Meenangadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0SBCB03 continue to work without interruption.

Verifying IFSC IBKL0SBCB03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0SBCB03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 4936-247641.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0SBCB03 is the IFSC code of IDBI Bank, THE SULTAN S BATTERY CO-OPERATIVE URBAN BANK LTD. MEENANGADI branch, in MEENANGADI, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.