IFSC Code of IDBI Bank, State Transport Co Op Bank Miraj Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, STATE TRANSPORT CO OP BANK MIRAJ branch in MALGAON. The 11-digit IFSC IBKL0617S34 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the STATE TRANSPORT CO OP BANK MIRAJ location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0617S34 is the IFSC of IDBI Bank's STATE TRANSPORT CO OP BANK MIRAJ branch. The format is fixed: IBKL = bank code, 0 = reserved, 617S34 = branch identifier.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The State Transport Co Op Bank Miraj branch — IFSC IBKL0617S34 — extends the bank's services to customers in and around Malgaon, Maharashtra.

State Transport Co Op Bank Miraj branch overview

Located at S T MIRAJ DEPOT,VIJAPUR ROAD,CHATRAPATI SHAHU MAHARAJ CHOWK,SANGLI 416410, the State Transport Co Op Bank Miraj branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0617S34 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including STATE TRANSPORT CO OP BANK MIRAJ of IDBI Bank — its own 11-character IFSC. The code IBKL0617S34 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0617S34 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0617S34 and the account number together uniquely identify the State Transport Co Op Bank Miraj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0617S34

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0617S34 across all three.

NEFT to IDBI Bank, STATE TRANSPORT CO OP BANK MIRAJ using IFSC IBKL0617S34

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0617S34, and confirm that the system picks up IDBI Bank – STATE TRANSPORT CO OP BANK MIRAJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to STATE TRANSPORT CO OP BANK MIRAJ

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's STATE TRANSPORT CO OP BANK MIRAJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0617S34 while initiating the transfer and the credit will appear within minutes.

IMPS to IDBI Bank STATE TRANSPORT CO OP BANK MIRAJ (IFSC IBKL0617S34)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC IBKL0617S34 in your mobile or internet banking app, and the money is credited to the STATE TRANSPORT CO OP BANK MIRAJ branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to State Transport Co Op Bank Miraj

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0617S34:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at STATE TRANSPORT CO OP BANK MIRAJ is still linked to IFSC IBKL0617S34.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0617S34

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – STATE TRANSPORT CO OP BANK MIRAJ is still mapped to IFSC IBKL0617S34. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0617S34 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the State Transport Co Op Bank Miraj branch is mapped to IFSC IBKL0617S34 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL0617S34.

Products and services

Customers walking into the State Transport Co Op Bank Miraj branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0617S34

Online banking and IFSC IBKL0617S34

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the STATE TRANSPORT CO OP BANK MIRAJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0617S34 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The State Transport Co Op Bank Miraj branch sits at S T MIRAJ DEPOT,VIJAPUR ROAD,CHATRAPATI SHAHU MAHARAJ CHOWK,SANGLI 416410. If you are travelling from outside Malgaon, search for the branch on a maps application using the bank name and locality, or call 233-2228434 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0617S34 and your account number.

Common mistakes to avoid when using IFSC IBKL0617S34

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – STATE TRANSPORT CO OP BANK MIRAJ, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0617S34.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The State Transport Co Op Bank Miraj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0617S34, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0617S34 for IDBI Bank – STATE TRANSPORT CO OP BANK MIRAJ, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0617S34 belongs to IDBI Bank's STATE TRANSPORT CO OP BANK MIRAJ branch, located at S T MIRAJ DEPOT,VIJAPUR ROAD,CHATRAPATI SHAHU MAHARAJ CHOWK,SANGLI 416410 in MALGAON, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.