If you are searching for the IFSC code of IDBI Bank, LUNAWADA branch in LUNAWADA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is IBKL0001524. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LUNAWADA branch, and detailed step-by-step guides for using the IFSC IBKL0001524 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's LUNAWADA branch, the IFSC IBKL0001524 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001524 identifies this particular branch.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Lunawada branch — IFSC IBKL0001524 — extends the bank's services to customers in and around Lunawada, Gujarat.
About this branch
The branch is located at RIYA COMPLEX,SHOP NO B 1 BY 2 BY 3 NR SATYANARAYAN TEMPLE,MAHISAGAR,GUJARAT 389230. It serves the Lunawada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0001524 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Lunawada |
| IFSC Code | IBKL0001524 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RIYA COMPLEX,SHOP NO B 1 BY 2 BY 3 NR SATYANARAYAN TEMPLE,MAHISAGAR,GUJARAT 389230 |
| City | Lunawada |
| District | Panch Mahals |
| State | Gujarat |
| STD Code | 91 |
| Phone | 7624016396 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's LUNAWADA branch came to be assigned the code IBKL0001524.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0001524, money simply cannot be routed to the LUNAWADA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Lunawada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0001524 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0001524
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001524 across all three.
NEFT to IDBI Bank, LUNAWADA using IFSC IBKL0001524
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001524, and confirm that the system picks up IDBI Bank – LUNAWADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC IBKL0001524
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – LUNAWADA, ensure your bank's portal accepts IFSC IBKL0001524 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – LUNAWADA, use IMPS. With IFSC IBKL0001524 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001524 for IDBI Bank – LUNAWADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001524 | Yes – IBKL0001524 | Yes – IBKL0001524 |
For most retail customers crediting the Lunawada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's LUNAWADA branch, the IFSC IBKL0001524 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Lunawada branch is mapped to IFSC IBKL0001524 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001524.
Banking services available
The Lunawada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7624016396.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0001524
Digital banking channels
Most day-to-day work that customers used to do at the Lunawada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0001524 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Lunawada branch
The branch is located at RIYA COMPLEX,SHOP NO B 1 BY 2 BY 3 NR SATYANARAYAN TEMPLE,MAHISAGAR,GUJARAT 389230, which puts it inside Lunawada, the broader Panch Mahals district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “IDBI Bank Lunawada branch” — the verified location pin for IFSC IBKL0001524 should appear at the top of the results.
- Confirm the branch is open by calling 91-7624016396 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL0001524 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – LUNAWADA:
- The IFSC is exactly IBKL0001524 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills IDBI Bank as the bank name and LUNAWADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Lunawada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001524 continue to work without interruption.
Verifying IFSC IBKL0001524 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001524 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7624016396.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankLunawada Branch
RIYA COMPLEX,SHOP NO B 1 BY 2 BY 3 NR SATYANARAYAN TEMPLE,MAHISAGAR,GUJARAT 389230
Lunawada, Gujarat
Phone: 91-7624016396
IFSC: IBKL0001524
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Lunawada branch but serve different purposes.
What is the IFSC code of IDBI Bank Lunawada branch?
The IFSC code of IDBI Bank, Lunawada branch is IBKL0001524. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC IBKL0001524 valid for NEFT and RTGS?
Yes. IFSC IBKL0001524 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC IBKL0001524 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001524 to send funds instantly.
Does IDBI Bank Lunawada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7624016396 to confirm.
What is the phone number of IDBI Bank Lunawada branch?
You can reach the branch at 91-7624016396 during regular banking hours.
How quickly will an NEFT transfer using IBKL0001524 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Lunawada reflect within 30 minutes.
Summary
The IFSC code IBKL0001524 belongs to IDBI Bank's LUNAWADA branch, located at RIYA COMPLEX,SHOP NO B 1 BY 2 BY 3 NR SATYANARAYAN TEMPLE,MAHISAGAR,GUJARAT… in LUNAWADA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
