IFSC Code of IDBI Bank, The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch Branch, Karnataka

If you are searching for the IFSC code of IDBI Bank, THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch in KUDATHINI, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is IBKL01039B3. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch, and detailed step-by-step guides for using the IFSC IBKL01039B3 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch, the IFSC IBKL01039B3 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 1039B3 identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch in Kudathini, Karnataka is part of this network and uses the IFSC code IBKL01039B3 for all electronic settlement.

Branch details at a glance

The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch overview

Located at THE BELLARY DISTRICT CO OP CENTRAL BANK LTD PACS KUDUTINI,BELLARY TQ ,BELLARY DIST ,PIN CODE 583115, the The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL01039B3 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch came to be assigned the code IBKL01039B3.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL01039B3, money simply cannot be routed to the THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch electronically.

Products and account variants supported

Every account opened at the The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch is mapped to IFSC IBKL01039B3 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL01039B3.

Products and services

Customers walking into the The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL01039B3

How to transfer money using IFSC IBKL01039B3

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01039B3 across all three.

How to use IFSC IBKL01039B3 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL01039B3.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL01039B3 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH, use IMPS. With IFSC IBKL01039B3 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL01039B3:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH is still linked to IFSC IBKL01039B3.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL01039B3

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH is still mapped to IFSC IBKL01039B3. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL01039B3 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL01039B3 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL01039B3 and the account number together uniquely identify the The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL01039B3

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL01039B3.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch

The branch is located at THE BELLARY DISTRICT CO OP CENTRAL BANK LTD PACS KUDUTINI,BELLARY TQ ,BELLARY DIST ,PIN CODE 583115, which puts it inside Kudathini, the broader Bellary district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “IDBI Bank The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch” — the verified location pin for IFSC IBKL01039B3 should appear at the top of the results.
2. Confirm the branch is open by calling 8394-228208 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC IBKL01039B3 and your account number.

Verifying IFSC IBKL01039B3 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL01039B3 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8394-228208.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Bellary District Co Op Central Bank Ltd HO Hospet Kudutini Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL01039B3, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL01039B3 belongs to IDBI Bank's THE BELLARY DISTRICT CO OP CENTRAL BANK LTD HO HOSPET KUDUTINI BRANCH branch, located at THE BELLARY DISTRICT CO OP CENTRAL BANK LTD PACS KUDUTINI,BELLARY TQ… in KUDATHINI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.