Below are the complete branch details for IDBI Bank, KRISHNAGIRI branch, located in KRISHNAGIRI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is IBKL0001200. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case IBKL0001200 for IDBI Bank – KRISHNAGIRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – KRISHNAGIRI is IBKL0001200. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001200 map to this branch in KRISHNAGIRI, TAMIL NADU.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Krishnagiri |
| IFSC Code | IBKL0001200 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1/375-15 SK COMPLEX, GROUND FLOOR, RAYAKOTTAI ROAD, KRISHNAGIRI 635001 |
| City | Krishnagiri |
| District | Krishnagiri |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9787136517 |
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Krishnagiri branch — IFSC IBKL0001200 — extends the bank's services to customers in and around Krishnagiri, Tamil Nadu.
About the Krishnagiri branch
The Krishnagiri branch of IDBI Bank is situated at 1/375-15 SK COMPLEX, GROUND FLOOR, RAYAKOTTAI ROAD, KRISHNAGIRI 635001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001200 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KRISHNAGIRI of IDBI Bank — its own 11-character IFSC. The code IBKL0001200 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001200 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001200
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001200 across all three.
How to use IFSC IBKL0001200 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's KRISHNAGIRI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC IBKL0001200.
- Confirm the bank name auto-populates as IDBI Bank and the branch as KRISHNAGIRI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC IBKL0001200
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – KRISHNAGIRI, ensure your bank's portal accepts IFSC IBKL0001200 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KRISHNAGIRI, use IMPS. With IFSC IBKL0001200 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001200 for IDBI Bank – KRISHNAGIRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001200 | Yes – IBKL0001200 | Yes – IBKL0001200 |
For most retail customers crediting the Krishnagiri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's KRISHNAGIRI branch, the IFSC IBKL0001200 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Krishnagiri branch is mapped to IFSC IBKL0001200 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001200.
Products and services
Customers walking into the Krishnagiri branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001200
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001200 and the account number together uniquely identify the Krishnagiri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0001200
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KRISHNAGIRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001200 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001200
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KRISHNAGIRI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001200. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Krishnagiri branch sits at 1/375-15 SK COMPLEX, GROUND FLOOR, RAYAKOTTAI ROAD, KRISHNAGIRI 635001. If you are travelling from outside Krishnagiri, search for the branch on a maps application using the bank name and locality, or call 91-9787136517 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001200 and your account number.
Verifying IFSC IBKL0001200 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001200 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9787136517.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Krishnagiri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0001200, however, work 24x7.
Branch address & contact
IDBI BankKrishnagiri Branch
1/375-15 SK COMPLEX, GROUND FLOOR, RAYAKOTTAI ROAD, KRISHNAGIRI 635001
Krishnagiri, Tamil Nadu
Phone: 91-9787136517
IFSC: IBKL0001200
Frequently asked questions
What is the IFSC code of IDBI Bank Krishnagiri branch?
The IFSC code of IDBI Bank, Krishnagiri branch is IBKL0001200. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDBI Bank Krishnagiri branch located?
IDBI Bank's Krishnagiri branch is located at 1/375-15 SK COMPLEX, GROUND FLOOR, RAYAKOTTAI ROAD, KRISHNAGIRI 635001, Krishnagiri, Tamil Nadu.
Can I use IFSC IBKL0001200 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001200 to send funds instantly.
What is the phone number of IDBI Bank Krishnagiri branch?
You can reach the branch at 91-9787136517 during regular banking hours.
How do I add IDBI Bank Krishnagiri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001200, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC IBKL0001200 valid for NEFT and RTGS?
Yes. IFSC IBKL0001200 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does IDBI Bank Krishnagiri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9787136517 to confirm.
How quickly will an NEFT transfer using IBKL0001200 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Krishnagiri reflect within 30 minutes.
Summary
The IFSC code IBKL0001200 belongs to IDBI Bank's KRISHNAGIRI branch, located at 1/375-15 SK COMPLEX, GROUND FLOOR, RAYAKOTTAI ROAD, KRISHNAGIRI 635001 in KRISHNAGIRI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
