IFSC Code of IDBI Bank, Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL branch in KOPPAL. The 11-digit IFSC IBKL01196SG uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL branch, the IFSC IBKL01196SG breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 1196SG identifies this particular branch.

About the bank

IDBI Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch in Koppal, Karnataka is part of this network and uses the IFSC code IBKL01196SG for all electronic settlement.

Branch details at a glance

About the Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch

The Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch of IDBI Bank is situated at SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD,GAVIMATH ROAD,NEAR SHARADA TALKIES,KOPPAL 583231. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL01196SG is used.

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL of IDBI Bank — its own 11-character IFSC. The code IBKL01196SG is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL01196SG the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch is mapped to IFSC IBKL01196SG on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains IBKL01196SG.

Banking services available

The Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8539-220919.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL01196SG

How to transfer money using IFSC IBKL01196SG

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL01196SG across all three.

How to use IFSC IBKL01196SG for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to IDBI Bank's SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC IBKL01196SG.
4. Confirm the bank name auto-populates as IDBI Bank and the branch as SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC IBKL01196SG

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL, ensure your bank's portal accepts IFSC IBKL01196SG while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL, use IMPS. With IFSC IBKL01196SG and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL01196SG:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL is still linked to IFSC IBKL01196SG.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL01196SG

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL is still mapped to IFSC IBKL01196SG. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL01196SG and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL01196SG is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL01196SG and the account number together uniquely identify the Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL01196SG

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL01196SG.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch sits at SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD,GAVIMATH ROAD,NEAR SHARADA TALKIES,KOPPAL 583231. If you are travelling from outside Koppal, search for the branch on a maps application using the bank name and locality, or call 8539-220919 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL01196SG and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL01196SG for IDBI Bank – SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shree Gavisiddheshwar Urban Co Op Bank Ltd Koppal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL01196SG, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL01196SG is the IFSC code of IDBI Bank, SHREE GAVISIDDHESHWAR URBAN CO OP BANK LTD KOPPAL branch, in KOPPAL, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.