IFSC Code of IDBI Bank, The Prathamik Shikshak Sahakari Bank Ltd Kolhapur Branch, Maharashtra

Use this page as a one-stop reference for everything related to IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR branch in KOLHAPUR, MAHARASHTRA. The branch's IFSC code IBKL0464PSS is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR branch, the IFSC IBKL0464PSS breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 464PSS identifies this particular branch.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch — IFSC IBKL0464PSS — extends the bank's services to customers in and around Kolhapur, Maharashtra.

About the The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch

The The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch of IDBI Bank is situated at 1031 K 2 E WARD, SHAHUPURI, GAWAT MANDAI, KOLHAPUR DIST KOLHAPUR PIN 416 002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0464PSS is used.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR of IDBI Bank — its own 11-character IFSC. The code IBKL0464PSS is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0464PSS the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0464PSS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC IBKL0464PSS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0464PSS across all three.

NEFT to IDBI Bank, THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR using IFSC IBKL0464PSS

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0464PSS, and confirm that the system picks up IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0464PSS while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR, use IMPS. With IFSC IBKL0464PSS and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0464PSS for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC IBKL0464PSS

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR is still mapped to IFSC IBKL0464PSS. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0464PSS and the beneficiary's account number to complete the transfer.

Account types you can open at the The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch

Once you have an account at IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR, the IFSC IBKL0464PSS stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0464PSS

Digital banking channels

Most day-to-day work that customers used to do at the The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0464PSS is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch sits at 1031 K 2 E WARD, SHAHUPURI, GAWAT MANDAI, KOLHAPUR DIST KOLHAPUR PIN 416 002. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 231-2659181 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0464PSS and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR:

• The IFSC is exactly IBKL0464PSS with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Prathamik Shikshak Sahakari Bank Ltd Kolhapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0464PSS, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0464PSS for IDBI Bank – THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code IBKL0464PSS belongs to IDBI Bank's THE PRATHAMIK SHIKSHAK SAHAKARI BANK LTD KOLHAPUR branch, located at 1031 K 2 E WARD, SHAHUPURI, GAWAT MANDAI, KOLHAPUR DIST KOLHAPUR PIN 416… in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.