IFSC Code of IDBI Bank, Rajarshi Shahu Goverment Servants Co Operative Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch in KOLHAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0464GSB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch, and detailed step-by-step guides for using the IFSC IBKL0464GSB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, IBKL0464GSB is the IFSC of IDBI Bank's RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch. The format is fixed: IBKL = bank code, 0 = reserved, 464GSB = branch identifier.

About IDBI Bank

IDBI Bank operates a wide network of branches across India, including the Rajarshi Shahu Goverment Servants Co Operative Bank Ltd branch in Kolhapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, IBKL0464GSB.

Branch details at a glance

About this branch

The branch is located at RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD 746 E BHASKARRAO JADHAV ROAD SHAHUPURI 3RD LANE KOLHAPUR 416001. It serves the Kolhapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0464GSB is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch came to be assigned the code IBKL0464GSB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0464GSB, money simply cannot be routed to the RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch electronically.

Account types you can open at the Rajarshi Shahu Goverment Servants Co Operative Bank Ltd branch

Once you have an account at IDBI Bank – RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD, the IFSC IBKL0464GSB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Rajarshi Shahu Goverment Servants Co Operative Bank Ltd branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0464GSB

How to transfer money using IFSC IBKL0464GSB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0464GSB across all three.

NEFT to IDBI Bank, RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD using IFSC IBKL0464GSB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0464GSB, and confirm that the system picks up IDBI Bank – RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0464GSB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD, use IMPS. With IFSC IBKL0464GSB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Rajarshi Shahu Goverment Servants Co Operative Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0464GSB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD is still linked to IFSC IBKL0464GSB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch, the IFSC IBKL0464GSB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Rajarshi Shahu Goverment Servants Co Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0464GSB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0464GSB and the account number together uniquely identify the Rajarshi Shahu Goverment Servants Co Operative Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC IBKL0464GSB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0464GSB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Rajarshi Shahu Goverment Servants Co Operative Bank Ltd branch sits at RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD 746 E BHASKARRAO JADHAV ROAD SHAHUPURI 3RD LANE KOLHAPUR 416001. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 91-8888835608 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0464GSB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0464GSB for IDBI Bank – RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Rajarshi Shahu Goverment Servants Co Operative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0464GSB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0464GSB is the IFSC code of IDBI Bank, RAJARSHI SHAHU GOVERMENT SERVANTS CO OPERATIVE BANK LTD branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.