If you are searching for the IFSC code of IDBI Bank, KOLHAPUR SHAHUPURI branch in KOLHAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0000464. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KOLHAPUR SHAHUPURI branch, and detailed step-by-step guides for using the IFSC IBKL0000464 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for IDBI Bank – KOLHAPUR SHAHUPURI is IBKL0000464. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000464 map to this branch in KOLHAPUR, MAHARASHTRA.
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Kolhapur Shahupuri branch — IFSC IBKL0000464 — extends the bank's services to customers in and around Kolhapur, Maharashtra.
Kolhapur Shahupuri branch overview
Located at 3RD LANE, SHAHUPURI,, OPP VINAYAK BUS STOP,, SHAHUPURI, KOLHAPUR, PINCODE 416001, the Kolhapur Shahupuri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0000464 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Kolhapur Shahupuri |
| IFSC Code | IBKL0000464 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3RD LANE, SHAHUPURI,, OPP VINAYAK BUS STOP,, SHAHUPURI, KOLHAPUR, PINCODE 416001 |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9665574854 |
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KOLHAPUR SHAHUPURI of IDBI Bank — its own 11-character IFSC. The code IBKL0000464 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0000464 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Kolhapur Shahupuri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0000464 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC IBKL0000464
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0000464 across all three.
NEFT to IDBI Bank, KOLHAPUR SHAHUPURI using IFSC IBKL0000464
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0000464, and confirm that the system picks up IDBI Bank – KOLHAPUR SHAHUPURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KOLHAPUR SHAHUPURI
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's KOLHAPUR SHAHUPURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0000464 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – KOLHAPUR SHAHUPURI, use IMPS. With IFSC IBKL0000464 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0000464 for IDBI Bank – KOLHAPUR SHAHUPURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0000464 | Yes – IBKL0000464 | Yes – IBKL0000464 |
For most retail customers crediting the Kolhapur Shahupuri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC IBKL0000464
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – KOLHAPUR SHAHUPURI is still mapped to IFSC IBKL0000464. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0000464 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kolhapur Shahupuri branch is mapped to IFSC IBKL0000464 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0000464.
Banking services available
The Kolhapur Shahupuri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9665574854.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0000464
Online banking and IFSC IBKL0000464
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the KOLHAPUR SHAHUPURI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0000464 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kolhapur Shahupuri branch sits at 3RD LANE, SHAHUPURI,, OPP VINAYAK BUS STOP,, SHAHUPURI, KOLHAPUR, PINCODE 416001. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 91-9665574854 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0000464 and your account number.
Common mistakes to avoid when using IFSC IBKL0000464
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – KOLHAPUR SHAHUPURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0000464. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Kolhapur Shahupuri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0000464 continue to work without interruption.
Verifying IFSC IBKL0000464 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0000464 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9665574854.
- Visiting the bank's official branch locator page.
Branch address & contact
IDBI BankKolhapur Shahupuri Branch
3RD LANE, SHAHUPURI,, OPP VINAYAK BUS STOP,, SHAHUPURI, KOLHAPUR, PINCODE 416001
Kolhapur, Maharashtra
Phone: 91-9665574854
IFSC: IBKL0000464
Frequently asked questions
What is the IFSC code of IDBI Bank Kolhapur Shahupuri branch?
The IFSC code of IDBI Bank, Kolhapur Shahupuri branch is IBKL0000464. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is IDBI Bank Kolhapur Shahupuri branch located?
IDBI Bank's Kolhapur Shahupuri branch is located at 3RD LANE, SHAHUPURI,, OPP VINAYAK BUS STOP,, SHAHUPURI, KOLHAPUR, PINCODE 416001, Kolhapur, Maharashtra.
What is the phone number of IDBI Bank Kolhapur Shahupuri branch?
You can reach the branch at 91-9665574854 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kolhapur Shahupuri branch but serve different purposes.
Does IDBI Bank Kolhapur Shahupuri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9665574854 to confirm.
Can I use IFSC IBKL0000464 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0000464 to send funds instantly.
Summary
The IFSC code IBKL0000464 belongs to IDBI Bank's KOLHAPUR SHAHUPURI branch, located at 3RD LANE, SHAHUPURI,, OPP VINAYAK BUS STOP,, SHAHUPURI, KOLHAPUR, PINCODE … in KOLHAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
