IFSC Code of IDBI Bank, Sangli Dcc Bank Ltd Sangli Shendgewadi Phata Branch, Maharashtra

If you are searching for the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA branch in KOKRUD, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is IBKL0SDC154. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA branch, and detailed step-by-step guides for using the IFSC IBKL0SDC154 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA is IBKL0SDC154. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SDC154 map to this branch in KOKRUD, MAHARASHTRA.

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Sangli Dcc Bank Ltd Sangli Shendgewadi Phata branch — IFSC IBKL0SDC154 — extends the bank's services to customers in and around Kokrud, Maharashtra.

About this branch

The branch is located at A P SHEDGEWADI PHATA TAL SHIRALA DIST SANGLI. It serves the Kokrud region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of IDBI Bank. The IFSC IBKL0SDC154 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every IDBI Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA of IDBI Bank — its own 11-character IFSC. The code IBKL0SDC154 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0SDC154 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0SDC154 and the account number together uniquely identify the Sangli Dcc Bank Ltd Sangli Shendgewadi Phata branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC IBKL0SDC154

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0SDC154 across all three.

NEFT to IDBI Bank, SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA using IFSC IBKL0SDC154

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0SDC154, and confirm that the system picks up IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0SDC154

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA, ensure your bank's portal accepts IFSC IBKL0SDC154 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA, use IMPS. With IFSC IBKL0SDC154 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC IBKL0SDC154 for IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sangli Dcc Bank Ltd Sangli Shendgewadi Phata branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA branch, the IFSC IBKL0SDC154 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Sangli Dcc Bank Ltd Sangli Shendgewadi Phata branch

Once you have an account at IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA, the IFSC IBKL0SDC154 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sangli Dcc Bank Ltd Sangli Shendgewadi Phata branch can access most of IDBI Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC IBKL0SDC154

Online banking and IFSC IBKL0SDC154

IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0SDC154 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Sangli Dcc Bank Ltd Sangli Shendgewadi Phata branch sits at A P SHEDGEWADI PHATA TAL SHIRALA DIST SANGLI. If you are travelling from outside Kokrud, search for the branch on a maps application using the bank name and locality, or call 2345-223183 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0SDC154 and your account number.

Common mistakes to avoid when using IFSC IBKL0SDC154

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: IBKL0SDC154.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sangli Dcc Bank Ltd Sangli Shendgewadi Phata branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0SDC154, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC IBKL0SDC154 for IDBI Bank – SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0SDC154 is the IFSC code of IDBI Bank, SANGLI DCC BANK LTD SANGLI SHENDGEWADI PHATA branch, in KOKRUD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.