IFSC Code of IDBI Bank, The People S Urban Cooperative Bank Tripunithura Branch, Kerala

Use this page as a one-stop reference for everything related to IDBI Bank's THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA branch in KOCHI, KERALA. The branch's IFSC code IBKL0341PUB is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for IDBI Bank – THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA is IBKL0341PUB. The first four letters IBKL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 341PUB map to this branch in KOCHI, KERALA.

Branch details at a glance

Bank profile

IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The People S Urban Cooperative Bank Tripunithura branch — IFSC IBKL0341PUB — extends the bank's services to customers in and around Kochi, Kerala.

The People S Urban Cooperative Bank Tripunithura branch overview

Located at THE PEOPLE S URBAN COOPERATIVE BANK,NEAR OLD BUS STAND,ERNAKULAM DISTRICT,TRIPUNITHURA 682301, the The People S Urban Cooperative Bank Tripunithura branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC IBKL0341PUB is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how IDBI Bank's THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA branch came to be assigned the code IBKL0341PUB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC IBKL0341PUB, money simply cannot be routed to the THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA branch electronically.

How to transfer money using IFSC IBKL0341PUB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0341PUB across all three.

NEFT to IDBI Bank, THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA using IFSC IBKL0341PUB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0341PUB, and confirm that the system picks up IDBI Bank – THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC IBKL0341PUB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to IDBI Bank – THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA, ensure your bank's portal accepts IFSC IBKL0341PUB while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to IDBI Bank – THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA, use IMPS. With IFSC IBKL0341PUB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The People S Urban Cooperative Bank Tripunithura

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC IBKL0341PUB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA is still linked to IFSC IBKL0341PUB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC IBKL0341PUB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at IDBI Bank – THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA is still mapped to IFSC IBKL0341PUB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC IBKL0341PUB and the beneficiary's account number to complete the transfer.

Account types you can open at the The People S Urban Cooperative Bank Tripunithura branch

Once you have an account at IDBI Bank – THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA, the IFSC IBKL0341PUB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The The People S Urban Cooperative Bank Tripunithura branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 484-2776446.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC IBKL0341PUB

MICR & cheque-truncation details

Cheques drawn on the The People S Urban Cooperative Bank Tripunithura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC IBKL0341PUB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The People S Urban Cooperative Bank Tripunithura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC IBKL0341PUB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to IDBI Bank – THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA:

• The IFSC is exactly IBKL0341PUB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills IDBI Bank as the bank name and THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The People S Urban Cooperative Bank Tripunithura branch sits at THE PEOPLE S URBAN COOPERATIVE BANK,NEAR OLD BUS STAND,ERNAKULAM DISTRICT,TRIPUNITHURA 682301. If you are travelling from outside Kochi, search for the branch on a maps application using the bank name and locality, or call 484-2776446 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0341PUB and your account number.

Verifying IFSC IBKL0341PUB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0341PUB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 484-2776446.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The People S Urban Cooperative Bank Tripunithura branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC IBKL0341PUB, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: IBKL0341PUB is the IFSC code of IDBI Bank, THE PEOPLE S URBAN COOPERATIVE BANK TRIPUNITHURA branch, in KOCHI, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.