This page lists the IFSC code, branch address, contact number and fund-transfer information for IDBI Bank, EDAPALLY branch in KOCHI. The 11-digit IFSC IBKL0001058 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with IDBI Bank at the EDAPALLY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For IDBI Bank's EDAPALLY branch, the IFSC IBKL0001058 breaks down as follows: IBKL identifies the bank, 0 is the reserved character, and 001058 identifies this particular branch.
Branch details at a glance
| Bank Name | IDBI Bank |
|---|---|
| Branch | Edapally |
| IFSC Code | IBKL0001058 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SEA QUEEN BLDG NH47, NEAR CHANAMPUZHA PARK, EDAPALLY, KOCHI 682024 |
| City | Kochi |
| District | Ernakulam |
| State | Kerala |
| STD Code | 91 |
| Phone | 8111878666 |
Bank profile
IDBI Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Edapally branch — IFSC IBKL0001058 — extends the bank's services to customers in and around Kochi, Kerala.
About the Edapally branch
The Edapally branch of IDBI Bank is situated at SEA QUEEN BLDG NH47, NEAR CHANAMPUZHA PARK, EDAPALLY, KOCHI 682024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code IBKL0001058 is used.
Why every IDBI Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including EDAPALLY of IDBI Bank — its own 11-character IFSC. The code IBKL0001058 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC IBKL0001058 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC IBKL0001058
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC IBKL0001058 across all three.
NEFT to IDBI Bank, EDAPALLY using IFSC IBKL0001058
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC IBKL0001058, and confirm that the system picks up IDBI Bank – EDAPALLY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to EDAPALLY
If you need to transfer ₹2 lakh or more in one go to an account at IDBI Bank's EDAPALLY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC IBKL0001058 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to IDBI Bank – EDAPALLY, use IMPS. With IFSC IBKL0001058 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC IBKL0001058 for IDBI Bank – EDAPALLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – IBKL0001058 | Yes – IBKL0001058 | Yes – IBKL0001058 |
For most retail customers crediting the Edapally branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at IDBI Bank's EDAPALLY branch, the IFSC IBKL0001058 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Edapally branch is mapped to IFSC IBKL0001058 on the RBI payments network. The branch generally supports the full retail product catalogue of IDBI Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains IBKL0001058.
Products and services
Customers walking into the Edapally branch can access most of IDBI Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC IBKL0001058
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by IDBI Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC IBKL0001058 and the account number together uniquely identify the Edapally branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC IBKL0001058
IDBI Bank customers can register for net banking and the bank's official mobile app once their account at the EDAPALLY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC IBKL0001058 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC IBKL0001058
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to IDBI Bank – EDAPALLY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
IBKL0001058. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Edapally branch sits at SEA QUEEN BLDG NH47, NEAR CHANAMPUZHA PARK, EDAPALLY, KOCHI 682024. If you are travelling from outside Kochi, search for the branch on a maps application using the bank name and locality, or call 91-8111878666 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC IBKL0001058 and your account number.
Verifying IFSC IBKL0001058 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm IBKL0001058 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8111878666.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Edapally are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to IBKL0001058 continue to work without interruption.
Branch address & contact
IDBI BankEdapally Branch
SEA QUEEN BLDG NH47, NEAR CHANAMPUZHA PARK, EDAPALLY, KOCHI 682024
Kochi, Kerala
Phone: 91-8111878666
IFSC: IBKL0001058
Frequently asked questions
Does IDBI Bank Edapally branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8111878666 to confirm.
Can I use IFSC IBKL0001058 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC IBKL0001058 to send funds instantly.
How quickly will an NEFT transfer using IBKL0001058 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to IDBI Bank – Edapally reflect within 30 minutes.
Is IFSC IBKL0001058 valid for NEFT and RTGS?
Yes. IFSC IBKL0001058 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of IDBI Bank Edapally branch?
You can reach the branch at 91-8111878666 during regular banking hours.
How do I add IDBI Bank Edapally as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC IBKL0001058, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: IBKL0001058 is the IFSC code of IDBI Bank, EDAPALLY branch, in KOCHI, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
